Mobile Home and Land Loans

Suncoast's mortgage solutions offer competitive rates, low closing costs, and the personalized service you need to easily finance your mobile home.

Browse Mortgages Visit Suncoast Realty Solutions

Finance Options for Your Mobile Home and Land Loan

20 Year 5/1 Adjustable Rate

The interest rate will remain the same for the initial term of the loan (5 years); afterward the interest rate will be subject to change every 12 months
Available in Florida only
Primary residence only
Escrow required
Available for purchases or rate/term refinances only
Mobile Homes that are part of a co-op are not eligible
No cash-out refinances
Modifications are not permitted, refinance required to obtain a new product and rate

Get Started

Financing for Your Mobile Home and Land

Calculate Your Loan Payment

Become A Member Member? Apply Now

The calculator above is for educational purposes only. Your actual rate, payment, and costs could be higher. Get an official Loan Estimate before choosing a loan.

Mobile Home & Land

Additional Information

Mobile Home & Land 12 Year Fixed

Available for Florida properties only.
Max LTV is 80%.
Requires Escrow.
No cash-out refinances.
Max loan amount $100,000.
Property cannot be part of a Co-Op.
Available for purchase or rate/term refinances only.
Mobile home must be on subject property, set-up and utilities must be operating prior to closing.
Must be owner occupied upon closing.

Mobile Home & Land 20 Yr 5/1 ARM

Available in Florida only and primary residence only.
Escrows Required
Available for purchases or rate/term refinances only.
Mobile Homes that are part of a Co-Op are not eligible.
No cash-out refinances.
Modifications are not permitted, refinance required to obtain a new product and rate.

Mobile Home and Land Loan FAQ

What is the difference between a mobile home and a manufactured home?

What is the main benefit of a mobile/manufactured home?

Can this be used for an RV, Camper, or Tiny home?

What are the mortgage origination terms?

Mortgage loans are originated by Suncoast Credit Union and are subject to subject to credit union membership and approval, credit approval, verification, and collateral evaluation. Programs, offers, rates, terms, and conditions are subject to change or cancellation without notice. Certain restrictions apply. ARM Products have an initial period with a fixed rate, then a variable rate that can increase or decrease annually for the rest of the term.

Other Members Also Liked

View other related Suncoast products and services.

Product

Landlord Insurance

You’ve worked hard to build your real estate portfolio, and you want to keep it safe and profitable. That’s why you need landlord protection insurance, a special type of coverage that protects you and your property from various risks and liabilities.

Product

Teen Checking

Suncoast's free checking accounts for teenagers and high school students give teens an easy way to manage their money and learn financial responsibility.

Three business associates looking at a laptop

Product

Business Secured Visa

Our Suncoast Business Secured Visa card offers a revolving option to build or reestablish credit.

Visit Suncoast Realty Solutions

Suncoast Realty Solutions apply-mobile-home-loan

Mobile Home and Land Loans

Finance Options for Your Mobile Home and Land Loan

Financing for Your Mobile Home and Land

Program Advantages

Calculate Your Loan Payment

﻿The calculator above is for educational purposes only. Your actual rate, payment, and costs could be higher. Get an official Loan Estimate before choosing a loan.

Mobile Home & Land

Mobile Home and Land Loan FAQ

Other Members Also Liked

Landlord Insurance

Teen Checking

Business Secured Visa

The calculator above is for educational purposes only. Your actual rate, payment, and costs could be higher. Get an official Loan Estimate before choosing a loan.