Find a Branch/ATM
Become a Member
Residential Lot Loans
Suncoast offers a mortgage for members wanting to purchase a residential lot or land in Florida.
Loans for Residential Lots or Land
Residential Lot or Land Financing
Criteria
- 12 year fixed or 12 year adjustable rate terms
- Available in Florida only
- Available for purchases only
- Max loan amount $300,000
- Max LTV is 70% of the appraisal value or purchase price, whichever is less
- Max debt to income ratio is 35% housing and 45% overall
Calculate Your Loan Payment
Residential Lot or Land Loan FAQ
Product
Second Home/Vacation Home Mortgages
Make your vacation home dreams a reality. Suncoast’s mortgage solutions offer low rates, low closing costs and the personalized services you need to easily finance your dream second home.
Product
Homeowner's Insurance
Protecting a valuable asset like a home is a critical part of home ownership. That’s why selecting the right insurance provider matters. Wherever it is that you call home, Members Insurance Center, LLC located at Suncoast Credit Union can help you find the right Florida home insurance policy to fit your needs, protecting your home and personal property when the unexpected happens.
Product
7/1 Adjustable Rate Mortgage (ARM)
Make your home dreams a reality. Suncoast’s mortgage solutions offer low rates, low closing costs and the personalized services you need to easily finance or refinance your dream home.
