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RESOURCES FOR MEMBERS: Hurricane SeasonCOVID-19COVID-19 (Business)

Escape
the Routine

When you’re ready to feel sunshine on your face and wind in your hair, Suncoast can help get you there with a limited time, historically low loan rate for boats, RVs and motorcycles. Save money with rates as low as 4.25% APR* from now through the end of July.

Enjoy Our Lowest Ever Rates

Get summer started with loans on new and used vehicles like:

Get Rates as Low as 4.25% APR* Until July 31, 2020

Limited time rate

Remember, the 4.25% rate is only available until July 31, 2020. Our rates have never been lower, so don’t miss out!

Save money

Take advantage of our lowest ever rates for watercrafts, RVs and motorcycles and save more with no application fee or pre-payment penalty.

Get pre-approved

Get pre-approved for your loan to save time and help give you negotiating power when you’re ready to make your purchase.

Refinance for a lower rate

If you already have a boat, motorcycle or RV loan with another financial institution, refinancing to Suncoast could help you enjoy it even more!

Choose a Product:

APR*
as low as

APR*
as low as

Annual Percentage Rate

Rate Type

Rate Type

Fixed or Variable

Max Term**

Max Term**

New Motorcycles 60 mos.

APR*
as low as

4.250 %

Rate Type

Fixed

Max Term**

60 mos.

Used Motorcycles 60 mos.

APR*
as low as

4.250 %

Rate Type

Fixed

Max Term**

60 mos.

New Recreational Vehicles 180 mos.

APR*
as low as

4.250 %

Rate Type

Fixed

Max Term**

180 mos.

Used Recreational Vehicles 180 mos.

APR*
as low as

4.250 %

Rate Type

Fixed

Max Term**

180 mos.

New Boat/Motor/Trailer 144 mos.

APR*
as low as

4.250 %

Rate Type

Fixed

Max Term**

144 mos.

Used Boat/Motor/Trailer 144 mos.

APR*
as low as

4.250 %

Rate Type

Fixed

Max Term**

144 mos.

Additional Information

  • New Motorcycles
    • Finance motorcycles and All Terrain Vehicles (ATVs) with Suncoast's motorcycle loans.
    • Get pre-approved. Apply in person, by phone or online.
    • No application fee. No prepayment penalty.
    • Requires automatic payment method; coupon payments will result in a higher rate.
    • Present calender year model and previous three calender year models.
    • New A.T.V. 60 months maximum.
    • Payment Example: 60 payments of $18.57 per $1,000 borrowed based upon a 4.25% APR.
  • Used Motorcycles
    • Finance motorcycles and All Terrain Vehicles (ATVs) with Suncoast's motorcycle loans.
    • Get pre-approved. Apply in person, by phone or online.
    • No application fee. No prepayment penalty.
    • Requires automatic payment method; coupon payments will result in a higher rate.
    • Four to Seven calendar year models as of January 1st.
    • Used A.T.V. 60 month maximum.
    • Payment Example: 60 payments of $18.57 per $1,000 borrowed based upon a 4.25% APR.
  • New Recreational Vehicles
    • When you're ready to experience RVing, Suncoast has the loan for you.
    • Get pre-approved. Apply in person, by phone or online.
    • No application fee. No prepayment penalty.
    • Requires automatic payment method; coupon payments will result in a higher rate.
    • Present calendar year model and previous three calendar year models.
    • Maximum term available only on present and one previous year model.
    • Maximum of $100,000.00.
    • Payment Example: 180 payments of $7.54 per $1,000 borrowed based upon a 4.25% APR.
    • Not available for RVs being used as a primary residence.
  • Used Recreational Vehicles
    • When you're ready to experience RVing, Suncoast has the loan for you.
    • Get pre-approved. Apply in person, by phone or online.
    • No application fee. No prepayment penalty.
    • Requires automatic payment method; coupon payments will result in a higher rate.
    • Maximum of $100,000.00.
    • Four to seven calendar year models as of January 1st.
    • Payment Example: 180 payments of $7.54 per $1,000 borrowed based upon a 4.25% APR.
    • Not available for RVs being used as a primary residence.
  • New Boat/Motor/Trailer
    • Suncoast boat loans for financing boats, motors, trailers and personal watercraft.
    • Get pre-approved. Apply in person, by phone or online.
    • No application fee. No prepayment penalty.
    • Requires automatic payment method; coupon payments will result in a higher rate.
    • Present calendar year model and previous three calendar year models.
    • Personal watercraft 60 months maximum.
    • Payment Example: 144 payments of $8.90 per $1,000 borrowed based upon a 4.25% APR.
    • Not available for Boats being used as a primary residence.
  • Used Boat/Motor/Trailer
    • Suncoast boat loans for financing boats, motors, trailers and personal watercraft.
    • Get pre-approved. Apply in person, by phone or online.
    • No application fee. No prepayment penalty.
    • Requires automatic payment method; coupon payments will result in a higher rate.
    • Four to seven calendar year models as of January 1.
    • Personal watercraft 60 months maximum.
    • Payment Example: 144 payments of $8.90 per $1,000 borrowed based upon a 4.25% APR.
    • Not available for Boats being used as a primary residence.

Apply Today

You don’t have to travel far to get away from it all. Suncoast is here to help you save money and get financed for your watercraft, RV or motorcycle.

Apply online, in-person at any Suncoast location or over the phone at 800-999-5887.

*APR = Annual Percentage Rate effective 06/01/2020. Subject to term and credit qualifications. Annual percentage rates may vary. Annual percentage rates may change during loan terms on variable rate products. Membership and/or participation fees may apply. Inquire about specific fees for a product through your credit union. Existing Suncoast loans are not eligible for refinance or rate discount.

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