Important Update For Hurricane Irma Relief Services, click here. For important information related to the Equifax breach, click SECURITY UPDATES in the top navigation, above or use the search function.


Business Checking

Better business banking.

When you’re the boss, you take every measure possible to ensure your business thrives. That’s why Suncoast offers business checking for members who own a small business.

Meeting Your Business Needs

Our business checking accounts offer all the same great features of our personal checking account — security, convenience and rewards — with services designed with your specific business needs in mind. See our Business Services Fee Schedule.

  • Business-Checking.JPG

    Rewards and Convenience

    When you own your own business, every dollar counts and time is money. With our business checking account you’ll get the Suncoast VISA Business Check Card — a debit card that works at retail locations and ATMs and gives you back rewards with every purchase. It doesn’t get better than that.

    Earn Reward Points

    Use your check card for all your purchases to earn ScoreCard® Rewards Bonus Points, redeemable for exciting travel and valuable merchandise. When you use your Suncoast VISA Business Check Card, you earn one point for every $3 you spend.

    Give Back

    In addition to giving you points, every time you make a purchase with your card, Suncoast donates two cents to the Suncoast Credit Union Foundation, a 501(c) (3) nonprofit organization established to help children in the communities we serve. See how those 2 cents add up.

    Use It Everywhere

    Use your Suncoast VISA Business Check Card anywhere you make business-related purchases. You can also use it as an ATM card completely free at hundreds of Suncoast ATMs, Publix® Presto® ATMs*, McDonald’s® ATMs in select counties**, and nearly 30,000 more ATMs nationwide through the CO-OP Network.

    To learn more about debit card rewards, visit Score Card Rewards.

    *Balance inquires will incur a $1 charge.

    **Free use of 64 ATMs at select McDonald’s® franchises in Hillsborough, Pasco, Pinellas, and Polk counties.

    Suncoast Credit Union Mobile App SunMobile

    Get the SunMobile App!
    Download SunMobile from Apple App StoreDownload SunMobile from Google Play

See How We Compare

Depending upon what your business needs, Suncoast offers checking accounts designed to save you money whether your transaction needs are limited or high volume.  We’re proud of how we stack up against banks. See for yourself.

Opening Deposit

Minimum Balance Requirement

Monthly Maintenance Fee

Free Transactions Every Month

Free Business Debit Card

ScoreCards Rewards Bonus Points

Business Smart Checking $50 No Free First 200 debit/credit transactions are free; 20 cents thereafter Yes Yes

Keep the balance you want, write as many checks as you need, earn ScoreCard® Rewards Bonus Points, access your account as often as you like and never get hit with excessive or hidden fees! Now that's Smart Checking! 

Business Classic Checking $50 $2,000 req. to avoid monthly fee $20 if min. balance not met First 300 debit/credit transactions are free; 10 cents thereafter Yes Yes

Write as many checks as you need, earn ScoreCard® Rewards Bonus Points, access your account as often as you like and never get hit with excessive or hidden fees! Now that's Classic Checking! 


Additional features you’ll get with Business Smart Checking and Business Classic Checking at Suncoast include:

  • Free overdraft protection
  • Free online banking and bill pay.
  • Free ATM access at Suncoast ATMS, Publix Presto ATMs, McDonald’s® ATMs in select counties1 and tens of thousands more through the CO-OP Network
  • Free images of cleared checks and unlimited electronic transactions
  • One free Cashier's Check per day
  • eStatements and combined account statements, also available in Spanish
  • Visa Account Updater (VAU), which will automatically update your cardholder data with participating merchants when your card information changes, including recurring payments and card-on-file relationships 

Merchant Solutions

Learn more about our full range of Merchant Solutions to help you meet customer expectations with a range of full-service card and check processing solutions.

  • Discounted equipment — purchase and lease plans
  • Reduced set up fees
  • Reduced monthly fees
  • Low processing rates