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Business Savings

Meeting your business needs.

The credit union you’ve come to trust for your personal finances is also the place to turn for all your small business saving needs.

Business Banking Made Easy

When it comes to savings accounts for businesses, we offer all the great services you expect from your personal savings with the added convenience that comes from already having a relationship with Suncoast.

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    Better Saving

    Creating a business relationship with Suncoast is easy. Opening a savings account — with as little as $5 — is the first step. Choosing to entrust your business account to Suncoast provides benefits that banks don’t offer. When you own and operate your own business — every little bit helps.

    • Higher returns on your deposits. As a not-for-profit financial cooperative, we return earnings to members in the form of competitive savings rates.
    • Service. We have a dedicated staff standing by ready to answer your questions and provide assistance.

    Business Services FAQs

    Business Services Fee Schedule

Business Savings with Suncoast

Our savings accounts for small businesses offer all the great services you’ve come to expect from Suncoast with favorable rates and higher returns on your deposits. See for yourself.

Product Name

Initial Deposit

Minimum Balance

Rate Type

Dividend Rates*

APY**

Term in Months

Business Regular Savings $5.00 $5.00 Variable 0.15 % 0.15 % N/A
  • The account you get when you first you're your business membership, your Business Regular Savings Account requires only a $5 opening deposit and gives you access to all other Suncoast products and services for businesses.
Read More >
  • Dividends are compounded monthly and credited monthly.
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Business Special Savings $5.00 $0.00 Variable 0.15 % 0.15 % N/A
  • Save for special occasions such as vacations, holiday spending or for anything you want to keep separate from your other savings accounts.
  • You'll earn dividends at the regular share rate and there's no minimum balance requirement.
Read More >
  • Dividends are compounded monthly and credited monthly.
  • On variable rate accounts the rate may change after account opening.
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Business Share Certificate $500.00 $500.00 Fixed 0.60 % 0.60 % 6
  • Begin saving now for your business's bright future, with a Suncoast Business Certificate Account.
  • Higher dividend rates, higher earnings, easy automatic savings.
  • Terms to fit your financial needs.
  • Initial deposit and minimum balance of $500 is required.
  • Suncoast members may open a new Certificate Account by phone with the Member Care Center, in any branch or by sending secure email through SunNet Online Banking. If emailing, include the account from which the funds are to come, the desired term in months, and whether you wish to have the dividends added to the certificate or transferred to another deposit account.
Read More >
  • Penalty will or may be imposed for early withdrawal with no loss of initial investment. : 90 days of dividends on terms of 12 months or less; 18 days of dividends on terms longer than 12 months.
  • Dividends are compounded daily and credited monthly.
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$500.00 $500.00 Fixed 0.80 % 0.80 % 12
  • Begin saving now for your business's bright future, with a Suncoast Business Certificate Account.
  • Higher dividend rates, higher earnings, easy automatic savings.
  • Terms to fit your financial needs.
  • Initial deposit and minimum balance of $500 is required.
  • Suncoast members may open a new Certificate Account by phone with the Member Care Center, in any branch or by sending secure email through SunNet Online Banking. If emailing, include the account from which the funds are to come, the desired term in months, and whether you wish to have the dividends added to the certificate or transferred to another deposit account.
Read More >
  • Penalty will or may be imposed for early withdrawal with no loss of initial investment. : 90 days of dividends on terms of 12 months or less; 18 days of dividends on terms longer than 12 months.
  • Dividends are compounded daily and credited monthly.
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$500.00 $500.00 Fixed 1.09 % 1.10 % 18
  • Begin saving now for your business's bright future, with a Suncoast Business Certificate Account.
  • Higher dividend rates, higher earnings, easy automatic savings.
  • Terms to fit your financial needs.
  • Initial deposit and minimum balance of $500 is required.
  • Suncoast members may open a new Certificate Account by phone with the Member Care Center, in any branch or by sending secure email through SunNet Online Banking. If emailing, include the account from which the funds are to come, the desired term in months, and whether you wish to have the dividends added to the certificate or transferred to another deposit account.
Read More >
  • Penalty will or may be imposed for early withdrawal with no loss of initial investment. : 90 days of dividends on terms of 12 months or less; 18 days of dividends on terms longer than 12 months.
  • Dividends are compounded daily and credited monthly.
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$500.00 $500.00 Fixed 1.24 % 1.25 % 24
  • Begin saving now for your business's bright future, with a Suncoast Business Certificate Account.
  • Higher dividend rates, higher earnings, easy automatic savings.
  • Terms to fit your financial needs.
  • Initial deposit and minimum balance of $500 is required.
  • Suncoast members may open a new Certificate Account by phone with the Member Care Center, in any branch or by sending secure email through SunNet Online Banking. If emailing, include the account from which the funds are to come, the desired term in months, and whether you wish to have the dividends added to the certificate or transferred to another deposit account.
Read More >
  • Penalty will or may be imposed for early withdrawal with no loss of initial investment. : 90 days of dividends on terms of 12 months or less; 18 days of dividends on terms longer than 12 months.
  • Dividends are compounded daily and credited monthly.
< Go Back
$500.00 $500.00 Fixed 1.49 % 1.50 % 36
  • Begin saving now for your business's bright future, with a Suncoast Business Certificate Account.
  • Higher dividend rates, higher earnings, easy automatic savings.
  • Terms to fit your financial needs.
  • Initial deposit and minimum balance of $500 is required.
  • Suncoast members may open a new Certificate Account by phone with the Member Care Center, in any branch or by sending secure email through SunNet Online Banking. If emailing, include the account from which the funds are to come, the desired term in months, and whether you wish to have the dividends added to the certificate or transferred to another deposit account.
Read More >
  • Penalty will or may be imposed for early withdrawal with no loss of initial investment. : 90 days of dividends on terms of 12 months or less; 18 days of dividends on terms longer than 12 months.
  • Dividends are compounded daily and credited monthly.
< Go Back
$500.00 $500.00 Fixed 1.73 % 1.75 % 48
  • Begin saving now for your business's bright future, with a Suncoast Business Certificate Account.
  • Higher dividend rates, higher earnings, easy automatic savings.
  • Terms to fit your financial needs.
  • Initial deposit and minimum balance of $500 is required.
  • Suncoast members may open a new Certificate Account by phone with the Member Care Center, in any branch or by sending secure email through SunNet Online Banking. If emailing, include the account from which the funds are to come, the desired term in months, and whether you wish to have the dividends added to the certificate or transferred to another deposit account.
Read More >
  • Penalty will or may be imposed for early withdrawal with no loss of initial investment. : 90 days of dividends on terms of 12 months or less; 18 days of dividends on terms longer than 12 months.
  • Dividends are compounded daily and credited monthly.
< Go Back
$500.00 $500.00 Fixed 1.98 % 2.00 % 60
  • Begin saving now for your business's bright future, with a Suncoast Business Certificate Account.
  • Higher dividend rates, higher earnings, easy automatic savings.
  • Terms to fit your financial needs.
  • Initial deposit and minimum balance of $500 is required.
  • Suncoast members may open a new Certificate Account by phone with the Member Care Center, in any branch or by sending secure email through SunNet Online Banking. If emailing, include the account from which the funds are to come, the desired term in months, and whether you wish to have the dividends added to the certificate or transferred to another deposit account.
Read More >
  • Penalty will or may be imposed for early withdrawal with no loss of initial investment. : 90 days of dividends on terms of 12 months or less; 18 days of dividends on terms longer than 12 months.
  • Dividends are compounded daily and credited monthly.
< Go Back




Product Name

Initial Deposit

Account Balance

Rate Type

Dividend Rates*

APY**

Term in Months

Business Money Market $1,000.00 $0.00 - $999.99 Variable 0.15 % 0.15 % N/A
  • A high-yield account with a tiered dividend rate. Once a particular balance range is met, the dividend rate and Annual Percentage Yield for that balance range will apply to the full balance of your account.
  • No minimum balance is required, however a minimum of $1,000 is needed to earn interest.
Read More >
  • Dividends are compounded daily and credited monthly.
  • Interest rate varies based upon account balance.
  • Rates are variable and may change after the account is opened.
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$1,000.00 $1,000.00 - $24,999.99 Variable 0.35 % 0.35 % N/A
  • A high-yield account with a tiered dividend rate. Once a particular balance range is met, the dividend rate and Annual Percentage Yield for that balance range will apply to the full balance of your account.
  • No minimum balance is required, however a minimum of $1,000 is needed to earn interest.
Read More >
  • Dividends are compounded daily and credited monthly.
  • Interest rate varies based upon account balance.
  • Rates are variable and may change after the account is opened.
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$1,000.00 $25,000.00 - $49,999.99 Variable 0.35 % 0.35 % N/A
  • A high-yield account with a tiered dividend rate. Once a particular balance range is met, the dividend rate and Annual Percentage Yield for that balance range will apply to the full balance of your account.
  • No minimum balance is required, however a minimum of $1,000 is needed to earn interest.
Read More >
  • Dividends are compounded daily and credited monthly.
  • Interest rate varies based upon account balance.
  • Rates are variable and may change after the account is opened.
< Go Back
$1,000.00 $50,000.00 - $99,999.99 Variable 0.45 % 0.45 % N/A
  • A high-yield account with a tiered dividend rate. Once a particular balance range is met, the dividend rate and Annual Percentage Yield for that balance range will apply to the full balance of your account.
  • No minimum balance is required, however a minimum of $1,000 is needed to earn interest.
Read More >
  • Dividends are compounded daily and credited monthly.
  • Interest rate varies based upon account balance.
  • Rates are variable and may change after the account is opened.
< Go Back
$1,000.00 $100,000.00 and greater Variable 0.45 % 0.45 % N/A
  • A high-yield account with a tiered dividend rate. Once a particular balance range is met, the dividend rate and Annual Percentage Yield for that balance range will apply to the full balance of your account.
  • No minimum balance is required, however a minimum of $1,000 is needed to earn interest.
Read More >
  • Dividends are compounded daily and credited monthly.
  • Interest rate varies based upon account balance.
  • Rates are variable and may change after the account is opened.
< Go Back



Kinetic Pay App

KineticPay

With KineticPay®, you can turn your iPhone, iPad or Android Device into a Secure Mobile Card Processor for your business. It’s a simple and secure way to take signature debit and credit card transactions while on the go. Simply enable the easy-to-use Secure Card Reader Authenticator (SCRA), download the free app and you can start accepting cards — anytime, anywhere.