couple-new

Vehicle Loans

Financing and a Whole Lot More

Whether you’re buying, financing, refinancing, insuring or protecting your vehicle, Suncoast can help make life’s major purchases a little easier. 

Apply Now Not a member? Check Eligibility

More Than Just a Loan

Suncoast Credit Union ReviewsThere are a lot of factors to consider when you’re buying a car, motorcycle, boat or RV. We’ve made that process a lot easier by outlining everything you need to know up front.

  • Suncoast Credit Union car sale promotion

    Suncoast Car Sales, Exclusively for Members

    Come out to our Riverdale Service Center on Saturday, September 30, 2017 from
    9 a.m. – 4 p.m. for our Members Only Car Sale!

    Location:
    Suncoast Credit Union
    Riverdale Service Center
    14021 Palm Beach Blvd.
    Fort Myers, FL 33905

    Save time with pre-approval!

    Take advantage of these great benefits:

    • Great selection of pre-owned vehicles below NADA Retail Value
    • Auto rates as low as 2.25% APR* for low monthly payments
    • Member advocates on site for same day financing
    • Extended warranty and GAP coverage available
    • $100 VISA® gift card from CU Auto Branch**
    • Delivery to any Suncoast Service Center

    *Annual Percentage Rate effective 08/23/17; subject to change, term and credit approval. Requires automatic payment method. Rate valid on terms up to 72 months. Auto loans available for present and ten previous year model for purchases and refinances from lenders other than Suncoast Credit Union. Existing Suncoast loans not eligible for refinance. **This promotion can end at any time. CU Auto Branch will be giving any member that purchases a vehicle a $100 VISA gift card. They will not be reducing the price of the vehicle by the $100. Please consult your tax professional as to whether this payment may be considered taxable income.

    car

    No Haggle Pre-owned Car Buying Service

    Visit CU Auto Branch for a great selection of pre-owned vehicles, below NADA pricing with up to 125% loan-to-value financing (with credit qualification). Check out their current promotion!

    car

    Protect yourself with GAP Insurance

    Check out all the ways that GAP insurance can help cover the replacement value of your vehicle that regular insurance won't.

    handshake

    Get a Dealer Referral

    Looking for a new car? See our direct dealer referrals in your area or the latest manufacturer rebates.

    Apply Now

See the Savings

Making large purchases is intimidating enough; we don’t want to make the loan process difficult, too. We work very hard to keep it simple — with big savings and as little hassle as possible. Here’s a run-down of all our vehicle loan options.

Product

APR*
as low as

Type

Max Term**
New/Used Vehicles 2.00 % Fixed 72 mos.
  • Get pre-approved. Apply in person, by phone or online.
  • No application fee.
  • No prepayment penalty.
  • Requires automatic payment method; coupon payments will result in a higher rate.
Read More >
  • Other rates and terms up to 84 months are available.
  • Present calendar year model and previous ten calendar year models.
  • Rates vary based on term.
  • Maximum terms available only on present and one previous year model.
  • Payment Example: 60 payments of $17.53 per $1,000 borrowed based upon a 2.00% APR.
< Go Back
New/Used Harley Davidson MC 2.00 % Fixed 72 mos.
  • We know Harley Davidson's are special - that's why we offer special financing!
  • Get pre-approved. Apply in person, by phone or online.
  • No application fee.
  • No prepayment penalty.
  • Requires automatic payment method; coupon payments will result in a higher rate.
Read More >
  • Other rates and terms up to 72 months are available.
  • Present calendar year model and previous Ten calendar year models.
  • Rates vary based on term.
  • Maximum loan amount $35,000.
< Go Back
New Motorcycles 5.50 % Fixed 60 mos.
  • Finance motorcycles and All Terrain Vehicles (ATVs) with Suncoast's motorcycle loans.
  • Get pre-approved. Apply in person, by phone or online.
  • No application fee. No prepayment penalty.
  • Requires automatic payment method; coupon payments will result in a higher rate.
Read More >
  • Present calender year model and previous three calender year models.
  • New A.T.V. 60 months maximum.
  • Payment Example: 60 payments of $19.11 per $1,000 borrowed based upon a 5.50% APR.
< Go Back
Used Motorcycles 5.50 % Fixed 60 mos.
  • Finance motorcycles and All Terrain Vehicles (ATVs) with Suncoast's motorcycle loans.
  • Get pre-approved. Apply in person, by phone or online.
  • No application fee. No prepayment penalty.
  • Requires automatic payment method; coupon payments will result in a higher rate.
Read More >
  • Four to Seven calendar year models as of January 1st.
  • Used A.T.V. 60 month maximum.
  • Payment Example: 60 payments of $19.11 per $1,000 borrowed based upon a 5.50% APR.
< Go Back
New Recreational Vehicles 5.50 % Fixed 180 mos.
  • When you're ready to experience RVing, Suncoast has the loan for you.
  • Get pre-approved. Apply in person, by phone or online.
  • No application fee. No prepayment penalty.
  • Requires automatic payment method; coupon payments will result in a higher rate.
Read More >
  • Present calendar year model and previous three calendar year models.
  • Maximum term available only on present and one previous year model.
  • Maximum of $100,000.00.
  • Payment Example: 180 payments of $8.18 per $1,000 borrowed based upon a 5.50% APR.
  • Not available for RVs being used as a primary residence.
< Go Back
Used Recreational Vehicles 5.50 % Fixed 180 mos.
  • When you're ready to experience RVing, Suncoast has the loan for you.
  • Get pre-approved. Apply in person, by phone or online.
  • No application fee. No prepayment penalty.
  • Requires automatic payment method; coupon payments will result in a higher rate.
Read More >
  • Maximum of $100,000.00.
  • Four to seven calendar year models as of January 1st.
  • Payment Example: 180 payments of $8.18 per $1,000 borrowed based upon a 5.50% APR.
  • Not available for RVs being used as a primary residence.
< Go Back
New Boat/Motor/Trailer 5.50 % Fixed 144 mos.
  • Suncoast boat loans for financing boats, motors, trailers and personal watercraft.
  • Get pre-approved. Apply in person, by phone or online.
  • No application fee. No prepayment penalty.
  • Requires automatic payment method; coupon payments will result in a higher rate.
Read More >
  • Present Calender year model and previous three calender year models.
  • Personal Watercraft 60 months maximum.
  • Payment Example: 144 payments of $9.51 per $1,000 borrowed based upon a 5.50% APR.
  • Not available for Boats being used as a primary residence.
< Go Back
Used Boat/Motor/Trailer 5.50 % Fixed 144 mos.
  • Suncoast boat loans for financing boats, motors, trailers and personal watercraft.
  • Get pre-approved. Apply in person, by phone or online.
  • No application fee. No prepayment penalty.
  • Requires automatic payment method; coupon payments will result in a higher rate.
Read More >
  • Four to Seven calender year models as of January 1st.
  • Personal Watercraft 60 months maximum.
  • Payment Example: 144 payments of $9.51 per $1,000 borrowed based upon a 5.50% APR.
  • Not available for Boats being used as a primary residence.
< Go Back

drive-green

Drive Green

When you decide to go green, you qualify to receive an auto loan rate as low as 2.00% APR1 loans that will spare the planet and your wallet.  “Green Cars” are vehicles with a combined EPA rating of 28 MPG or greater. 

Visit fueleconomy.gov under the U.S. Department of Energy for listings of qualified vehicles.

Apply Now Not a Member? Check Eligibility

1Annual Percentage Rate effective 8/23/2017; subject to change, subject to term and credit approval; requires automatic payment method from a Suncoast account, eStatements and/or Credit Card eStatements and financing of a qualified new vehicle (current model year only) with a combined EPA rating of 28 MPG or greater. This rate is only available on loans secured directly from Suncoast Credit Union; loans secured through a dealer will not receive this low rate. Existing Suncoast loans not eligible for refinance at this rate. Valid on terms up to 84 months. Only qualified refinances from other financial institutions are eligible to receive this rate discount.

moneybag

Products

piggybank

Articles

calc

Tools and Resources