Personal Insurance

Because we care about the financial well being of our members, we’ve teamed up with a number of providers to help insure our members and their families. Having the right insurance coverage can help provide peace of mind.

Health Insurance

Medicare open enrollment begins October 15

The Suncoast Insurance Exchange is a private medical insurance exchange providing you the opportunity to browse and select different insurance plans. The exchange is your one-stop shop for top rated health, dental and vision insurance companies. Browse and purchase:

  • On and off exchange health care plans
  • Over 65 Medicare products
  • An array of supplemental coverage options

Identity Theft Protection

Don't let Identity Theft catch you by surprise

Using an identity theft protection service is the best way to minimize risk and protect your personal information from being misused. Doing this not only gives you added convenience and peace of mind, but also provides more advanced identity protection and management than you can achieve on your own.

  • Multi-layered protection includes credit monitoring, internet surveillance, lost wallet protection and identity theft insurance, amongst other services.
  • Choose from different levels of protection at very affordable prices based on what's right for you and your family. 


Nationwide Pet Insurance

When you love your pet, you want to make sure they get the best medical care possible, but without insurance, it may be difficult to afford the treatment they need. Nationwide Pet Insurance offers coverage for dogs, cats, birds and other exotic pets and covers a wide variety of your pet’s medical problems and conditions related to accidents and illnesses.

Don't miss out on these benefits:

  • 5% Suncoast member discount
  • Basic coverage for illness and accident related care
  • Services from any licensed veterinarian
  • Additional coverage for routine medical care like vaccinations, deworming, spay/neuter procedures and more

Dental

Suncoast Credit Union offers dental discounts to its members

Suncoast and Benefit Services of America have teamed up to help Suncoast members and their families save on dental care and other services. THIS PLAN IS NOT INSURANCE. This plan provides contracted discounts at certain providers, provides negotiated fees for services, and does not make payments to the providers.

  • Complete discount dental plans for less than $10 a month (single) or $13 a month (family)
  • Savings of 40% or more on over 400 dental procedures
  • Also covers prescriptions, vision care, chiropractic, diabetic supplies and more at no additional cost

Learn more about dental plans for members.

Accidental Death and Dismemberment (AD&D)

add

Expect the best, plan for the worst. Accidental Death and Dismemberment Insurance offers coverage to you and your family. It’s just one of the many reasons to be a Suncoast member.

  • Members can take advantage of $2,0001 AD&D insurance at no cost to you
  • Up to $300,0001 additional insurance coverage available

1All coverage amounts reduce by 50% when the primary insurance reaches age 70. The family plan protects spouse and all eligible children at a percentage of your selected coverage amount.

Life Insurance

li

If you have family members who depend on your income, you need to make sure they’ll be protected if you’re not around. Our financial services representatives at Cuna Mutual Group can help you determine the right type of policy and the coverage amount you need through the TruStage program.

Learn more about the types of life insurance we offer:

Have one of our financial services representatives contact you.1


Long-Term Care

lc

If you’ve had a parent or grandparent in a nursing home or assisted living facility, you know the expense of long term care (at a price of $150 a day or more) can quickly wipe out a lifetime of savings. Our long term care insurance can help make sure that if you need this type of care at any point in your life, you’re financially prepared for it.

Insights into long-term care:

  • Long-term care insurance helps give you financial protection against the cost of long-term care services.
  • You can choose the type of services and customize your care based on your financial and social needs.
  • Deciding to get long-term care could help you avoid depleting your savings or life insurance to pay for your health care needs.

Have one of our financial services representatives contact you.1 

Learn more about long-term care insurance.

Umbrella Insurance

ui

When the coverage on your existing insurance policies exhaust their limits, umbrella insurance kicks in. It can provide a second layer of protection for when you need it most.

Policy details:

  • Coverage starting at $1,000,000 (higher limits available)
  • Covers all members of your household
  • Covers legal defense fees

Credit Life Insurance

Life Insurance

Credit Life Insurance plans help protect you and your family by paying off outstanding loan balances should a family member die before paying them off.  

  • Reduces or pays off your covered loan balance, up to the policy maximum.
  • Helps protect credit rating.
  • Requires no complicated enrollment forms or physical exam.
  • Offers the convenience of including premium in your loan payment.
  • Helps cover collateral against repossession.

Credit Disability Insurance

cd

You and your family may not have to make loan payments while you're totally disabled. Regular disability insurance only covers a fraction of your salary and that's if you qualify. Credit disability insurance can help close the gap. It's a safety net for your family so they don't have to use savings while you're disabled or ill.

This coverage also ensures your ability to make your monthly loan payment up to the policy maximum, should you become disabled due to a covered illness or injury.

  • Makes your covered loan payments, up to the policy maximum, if you become totally disabled.
  • Helps protect credit rating and collateral.
  • Helps reduce financial burden during recovery.
  • Requires no complicated enrollment forms or physical exam.
  • Offers the convenience of premium included in your loan payment.

Wedding Protection

wp

A wedding can be a major financial investment for families. If a mishap were to occur, you’d want to be protected. That’s why we offer a wedding protection plan.

Examples of wedding protection coverage:

  • Lost or damaged dress
  • Lost vendor deposits
  • Lost rings
  • Severe weather, forcing cancellation
  • Transportation shutdown
  • Military leave

Learn more about wedding protection.