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Retirement Planning

As a member of Suncoast, you’re entitled to the highest level of retirement services available. That’s why we work hard to deliver you quality, comprehensive services from qualified, retirement planning professionals — giving you the peace of mind your financial future deserves.1

Check the background of our investment professionals on FINRA's BrokerCheck.

Retirement Services

services

Planning and saving for your future requires patience and attention, and often the help of someone you can really trust. That's why working with a financial advisor located at your credit union makes sense. The professionals at Suncoast Trust & Investment Services program, located at the credit union, are standing by ready to help you achieve your retirement goals.1

  • Personalized, comprehensive retirement planning
  • Distribution planning
  • Retirement plan rollovers
  • Savings and investment strategies
  • Tax implications2
  • Find out if you're on track for retirement

403(b) Tax Sheltered Accounts

403b

For employees of public schools or colleges, it’s easy to save for retirement with a 403(b)(7) and benefit from pre-tax savings and tax-deferred growth. And, you can start your contributions with as little as $25 per pay period.

Our experienced advisors can help you plan for your secure retirement. Contact us online for a complimentary consultation, or call 1-866-300-9382.1

457 Deferred Compensation Tax Sheltered Accounts

457

If you’re employed by one of our public school districts or certain state and local government agencies, you may qualify for a DCP account. This special retirement savings plan allows you to deposit your contributions without being subject to federal income tax.

  • All dividends earned on the deferred wages tax-deferred
  • No fees associate with the creation, maintenance or management of this account
  • Request your 457 DCP Account Enrollment Forms
  • Calculate your 457 savings and see why this plan can be one of your best tools for creating a secure retirement

DROP Income Planning

drop

The decisions you make about retirement are some of the most important decisions you’ll make, and require a lot of consideration. That’s why Suncoast provides members participating in the state's Deferred Retirement Option Plan (DROP) access to trusted advisors, who are ready and willing to answer all your questions concerning your DROP Rollover options.

This is an important decision and our trusted advisors can help. Contact us online for a complimentary consultation, or call 1-866-300-9382.1

Retirement Central

central

Our Retirement Central and the IRA Service Center offer practical information for you to apply today to help you achieve financial security in retirement.

Rollovers

rollover

If you’re changing jobs or retiring, it’s important you understand the rule of rollovers3. It’s easier than you think to transfer your retirement savings from one tax-favored plan to another when you change jobs or leave the workforce.

  • Benefit from income tax deferral on the lump sum distribution
  • Growth and earnings accumulate tax-deferred
  • Check your rollover eligibility

This is an important decision and our trusted advisors can help. Contact us online for a complimentary consultation, or call 1-866-300-9382.1

Workshops

workshops

Suncoast offers a variety of online and in-person workshops to members through our Trust & Investment Services program.

View upcoming workshops and reserve your seats today — space is limited.1

Calculators

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When it comes to planning for retirement, you want to do everything in your power to ensure financial security during your golden years. Suncoast offers a variety of different financial calculators to do just that.1

View more tools to assist you in getting a clearer view of your financial situation.

Health Savings Accounts

HSA

Health Savings Accounts (HSAs) are also available to help with your medical expenses while in retirement.

Find more details about HSAs on the Personal Savings page.