Becoming a Member is Simple!

We’re glad you’re considering joining the Suncoast family — it’s easy to become a member. We’re passionate about giving back to the local community and of course, providing the best financial services to our members. Join today to see for yourself all the benefits Suncoast has to offer.

Membership Eligibility

As a community credit union — anyone who lives, works, attends school or worships in the counties we serve in Florida is eligible for membership — the first simple step to opening an account and start saving! If you're not sure if you're eligible, we’ve made it easy to check. Just answer the questions below to join more than half a million members already enjoying the Suncoast difference — you can open your account online or walk-in to one of our convenient branch locations.

Is someone in your immediate family already a member?

Do you live in one of these counties?

Are you an alumnus of Florida College?

Congratulations You’re Eligible

Don't give up!

We'd be happy to help determine your eligibility. Simply contact us.

Member Benefits and More

One of the major benefits of Suncoast is that our profits are returned to members through lower rates on loans, higher earnings on deposits, and more free services.

Benefits of Membership

Enjoy exclusive benefits, like:

  • Higher earning on deposits
  • Lower rates on loans
  • 75 conveniently located service centers with extended hours
  • Free digital banking from anywhere, 24/7
  • Free financial e-learning and wellness resources
  • Perks, discounts, and loads of free services

Give Back to the Community

Make a difference:

Every time you use your debit card, Suncoast donates two cents to the Suncoast Credit Union Foundation.

The foundation is a 501(c) (3) nonprofit organization established to help children in our communities.

Since the program’s inception, more than $36 million has been donated to support initiatives related to the education, health, and emotional well-being of local children.

Give Back With Every Swipe

At Suncoast, we make it easy to bank with your heart. We donate two cents to the Suncoast Credit Union Foundation every time you use your Suncoast debit card or credit card. Open a checking account to start giving back every time you make a purchase.

In 2021 Suncoast gave over $3.6 Million back to local communities, BUT THAT’S ONLY HALF THE STORY.

Select County:

Total donations to county: 0

2021 Donation Total: -

Take a Spin

Find out more about Suncoast donations in your county.

Select a county to view their details.

In 2021 Suncoast gave over $3.6 Million back to local communities, BUT THAT’S ONLY HALF THE STORY.

Becoming a Member is Simple

With just $5, you can open a savings account and become a Suncoast member! It only takes a few minutes to join and start reaping all the benefits Suncoast has to offer.


*Credit union membership required with $5.00 minimum in savings. Programs, terms and conditions subject to change without notice. Certain restrictions apply. Equal Opportunity Lender.