Suncoast Keeps Auto Loans Simple

Getting an auto loan with rates as low as 7.50% APR* is simple! Take advantage of our low auto loan rates for new or used vehicles, or refinance an existing loan with another lender.

Getting a Low Rate is Simple

Whether you are looking for a new or used vehicle, or if you want to refinance your auto loan from another lender, we can help you save money. Suncoast members have the opportunity to get auto loan rates as low as 7.50% APR,* plus take advantage of our car buying resources to make the entire car-buying experience easier.

Save Money

Saving is easy with our low rates, starting as low as 7.50% APR*. See how much you can save with an auto loan from Suncoast.

Save Time

Getting pre-approved will save you valuable time during your car buying experience. So you can spend less time signing, and more time driving!

Find Your Car

Whether you want to shop online or in-person, our car buying resources can help you find the vehicle in your price range that meets your needs.

Becoming a Member is Simple

With just $5, you can open a savings account and become a Suncoast member! It only takes a few minutes to join and start reaping all the benefits Suncoast membership has to offer.

How to Get Started

Ready to apply? It’s easy! Follow the steps below:

If you’re not a Suncoast member yet, all you have to do is join first, then apply for an auto loan! A minimum $5 deposit into a share savings account is all it takes to start your membership.

  1. Become a Suncoast member
  2. Apply for an auto loan online, by phone, or in person. 
  3. Enjoy the savings

As a Suncoast member, you’re just a few clicks away from applying for an auto loan! You can apply for an auto loan on a new or used vehicle, or to refinance your current auto loan from another lender.

  1. Log in below
  2. Apply for an auto loan
  3. Enjoy the savings

See How Much You Can Save

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$ 00 Congratulations — you already have a great rate! We invite you to learn more about our Personal and Business services and see how Suncoast can help you save.

1.0% APR*
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Total Savings: $00

You Choose the Car, We’ll Do the Rest!

Suncoast can help you find the right car, secure a low auto loan rate and protect your purchase! We’re your one-stop shop for everything you need to save money with a simple car buying experience.

TrueCar logo


We partner with TrueCar, a car-buying resource that helps you find a dealership with a new or used car you want.

CU Auto Branch logo

CU AutoBranch

Enjoy a great selection of pre-owned vehicles that includes a 7 day/1,000 mi. guarantee and free delivery to your home or local branch.

Benefits of a Suncoast Auto Loan

  • Save money with auto loan rates as low as 7.50% APR*
  • Same great rates for new or used vehicles
  • Refinance your auto loan with another lender to save with our low rates
  • Protect your purchase with affordable GAP coverage, mechanical repair coverage and auto insurance options

*APR = Annual Percentage Rate effective 9/11/2023. Subject to term and credit qualifications. Annual percentage rates may vary. Annual percentage rates may change during loan terms on variable rate products. Membership and/or participation fees may apply. Inquire about specific fees for a product through your credit union.