Seeing a member smile after a life-changing experience with Suncoast is why we love what we do here. Our mission statement is to improve the lives of our members, so every radiant smile lets us know that we’ve accomplished our goal.

When we sat down with Alaina, a Suncoast member who recently bought a house with our First Time Home Buyer mortgage, the joy on her face spoke volumes.

“I wouldn’t have been able to buy a home without this specific mortgage from Suncoast,” Alaina said.

Our First Time Homebuyer 10/1 ARM program was able to meet Alaina’s budgetary needs thanks to the low down payment and no private mortgage insurance.

Why should first time homebuyers choose our 10/1 ARM program?

This mortgage is a great option for someone who has a limited amount of money towards a down payment and wants to maximize the amount of loan you qualify for.

Benefits include:

• Maintain your interest rate for at least 10 years
• Up to 97% financing available
• Save on your monthly payments since private mortgage insurance isn’t required
• You may qualify with as little as 1% of your own funds when combined with a 2% gift from an immediate family member

If you want lower payments during the beginning of your loan, an adjustable rate mortgage could work for you.

To learn more about the First Time Homebuyer 10/1 ARM that Alaina used, head to our website for details or to apply today.