Meeting Your Business Needs

Our business checking accounts offer security and convenience with services designed with your specific business needs in mind. It also includes services designed with your specific business needs in mind. See our Business Services Fee Schedule.

Select a Service:

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    Security and Convenience

    Our business checking account comes with a debit card that combines convenience and community. It offers enhanced security, easy ATM access and so much more.

    Give Back

    Every time you make a purchase with your debit card, Suncoast donates two cents to the Suncoast Credit Union Foundation, a 501(c) (3) nonprofit organization established to help children in the communities we serve.

    Use It Everywhere

    Use your Suncoast Visa Business Debit Card anywhere you make business-related purchases. You can also use it as an ATM card for free at hundreds of Suncoast ATMs, Publix® Presto® ATMs*, McDonald’s® ATMs in select counties**, and nearly 30,000 more ATMs nationwide through the CO-OP Network. 

    *Balance inquires will incur a $1 charge. **Free use of 64 ATMs at select McDonald’s® franchises in Hillsborough, Pasco, Pinellas, and Polk counties.

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See How We Compare

Depending upon what your business needs, Suncoast offers checking accounts designed to save you money whether your transaction needs are limited or high volume.  We’re proud of how we stack up against banks. See for yourself.

Choose a Product:

Opening Deposit

Minimum Balance Requirement

Monthly Maintenance Fee

Free Transactions Every Month

Free Business Debit Card

ScoreCards Rewards Bonus Points

Show Product Detail
Business Smart Checking

Opening Deposit

$50

Minimum Balance Requirement

No

Monthly Maintenance Fee

Free

Free Transactions Every Month

First 200 debit/credit transactions are free; 20 cents thereafter

Free Business Debit Card

Yes

ScoreCards Rewards Bonus Points

Keep the balance you want, write as many checks as you need, access your account as often as you like and never get hit with excessive or hidden fees! Now that's Smart Checking! 

Show Product Detail
Business Classic Checking

Opening Deposit

$50

Minimum Balance Requirement

$2,000 req. to avoid monthly fee

Monthly Maintenance Fee

$20 if min. balance not met

Free Transactions Every Month

First 300 debit/credit transactions are free; 10 cents thereafter

Free Business Debit Card

Yes

ScoreCards Rewards Bonus Points

Write as many checks as you need, access your account as often as you like and never get hit with excessive or hidden fees! Now that's Classic Checking! 

 

Additional features you’ll get with Business Smart Checking and Business Classic Checking at Suncoast include:

  • Free overdraft protection
  • Free online banking and bill pay.
  • Free ATM access at Suncoast ATMS, Publix Presto ATMs, McDonald’s® ATMs in select counties1 and tens of thousands more through the CO-OP Network
  • Free images of cleared checks and unlimited electronic transactions
  • One free Cashier's Check per day
  • eStatements and combined account statements, also available in Spanish
  • Visa Account Updater (VAU), which will automatically update your cardholder data with participating merchants when your card information changes, including recurring payments and card-on-file relationships 
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Merchant Solutions

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Learn more about our full range of Merchant Solutions to help you meet customer expectations with a range of full-service card and check processing solutions.

  • Discounted equipment — purchase and lease plans
  • Reduced set up fees
  • Reduced monthly fees
  • Low processing rates