Business Checking

Better business banking.

When you’re the boss, you take every measure possible to ensure your business thrives. That’s why Suncoast offers business checking for members who own a small business.

Meeting Your Business Needs

Our business checking accounts offer all the same great features of our personal checking account — security, convenience and rewards — with services designed with your specific business needs in mind. See our Business Services Fee Schedule.

  • Business Made Easy

    When you’re a small business owner, your work often comes with you wherever you go. That’s why Suncoast offers mobile banking services for business checking members.

    Our SunMobile app lets you quickly, safely and securely manage your finances using your smartphone or tablet. SunMobile lets you get your business done whenever and wherever works best for you.

    You can easily deposit checks, pay bills, transfer funds, apply for a loan, view check images, get push notifications about account balances, set other alerts and more.

    In addition to SunMobile, we also offer SunText — a service that lets you receive account balances, review history and make transfers and payments, all through text messages.

    Suncoast Credit Union Mobile App SunMobile

    Get the SunMobile App!
    Download SunMobile from Apple App StoreDownload SunMobile from Google Play

See How We Compare

Depending upon what your business needs, Suncoast offers checking accounts designed to save you money whether your transaction needs are limited or high volume.  We’re proud of how we stack up against banks. See for yourself.

Opening Deposit

Minimum Balance Requirement

Monthly Maintenance Fee

Free Transactions Every Month

Free Business Debit Card

ScoreCards Rewards Bonus Points

Business Smart Checking $50 No Free First 200 debit/credit transactions are free; 20 cents thereafter Yes Yes

Keep the balance you want, write as many checks as you need, earn ScoreCard® Rewards Bonus Points, access your account as often as you like and never get hit with excessive or hidden fees! Now that's Smart Checking! 

Business Classic Checking $50 $2,000 req. to avoid monthly fee $20 if min. balance not met First 300 debit/credit transactions are free; 10 cents thereafter Yes Yes

Write as many checks as you need, earn ScoreCard® Rewards Bonus Points, access your account as often as you like and never get hit with excessive or hidden fees! Now that's Classic Checking! 


Additional features you’ll get with Business Smart Checking and Business Classic Checking at Suncoast include:

  • Free overdraft protection
  • Free online banking and bill pay.
  • Free ATM access at Suncoast ATMS, Publix Presto ATMs, McDonald’s® ATMs in select counties1 and tens of thousands more through the CO-OP Network
  • Free images of cleared checks and unlimited electronic transactions
  • One free Cashier's Check per day
  • eStatements and combined account statements, also available in Spanish
  • Visa Account Updater (VAU), which will automatically update your cardholder data with participating merchants when your card information changes, including recurring payments and card-on-file relationships 

Merchant Solutions

Learn more about our full range of Merchant Solutions to help you meet customer expectations with a range of full-service card and check processing solutions.

  • Discounted equipment — purchase and lease plans
  • Reduced set up fees
  • Reduced monthly fees
  • Low processing rates