Business Checking

Better business banking.

When you’re the boss, you take every measure possible to ensure your business thrives. That’s why Suncoast offers business checking for members who own a small business.

Meeting Your Business Needs

Our business checking accounts offer all the same great features of our personal checking account — security, convenience and rewards — with services designed with your specific business needs in mind. See our Business Services Fee Schedule.

  • Bank Online from Home or Work

    As a small business owner, your time is critical — down to every second. With SunNet Online Banking, you get around-the-clock access to all the great services you’ve come to expect from Suncoast.

    You can check balances, review your history, transfer funds, pay bills and more. We even offer SunMoney, a budgeting tool that can help you create budgets, set financial goals and monitor spending habits of your business.

    To try SunMoney, and click on “Budgeting Tools” to get started.

    SunNet Online Banking is completely free, so you can run your business your way without adding expenses.

See How We Compare

Depending upon what your business needs, Suncoast offers checking accounts designed to save you money whether your transaction needs are limited or high volume.  We’re proud of how we stack up against banks. See for yourself.

Opening Deposit

Minimum Balance Requirement

Monthly Maintenance Fee

Free Transactions Every Month

Free Business Debit Card

ScoreCards Rewards Bonus Points

Business Smart Checking $50 No Free First 200 debit/credit transactions are free; 20 cents thereafter Yes Yes

Keep the balance you want, write as many checks as you need, earn ScoreCard® Rewards Bonus Points, access your account as often as you like and never get hit with excessive or hidden fees! Now that's Smart Checking! 

Business Classic Checking $50 $2,000 req. to avoid monthly fee $20 if min. balance not met First 300 debit/credit transactions are free; 10 cents thereafter Yes Yes

Write as many checks as you need, earn ScoreCard® Rewards Bonus Points, access your account as often as you like and never get hit with excessive or hidden fees! Now that's Classic Checking! 

Additional features you’ll get with Business Smart Checking and Business Classic Checking at Suncoast include:

  • Free overdraft protection
  • Free online banking, and bill pay
  • Free ATM access at Suncoast ATMS, Publix Presto ATMs and tens of thousands more through the CO-OP Network*
  • One free Cashier's Check per day
  • Free eStatements and combined account statements, also available in Spanish
  • Free access over the phone, in branches and at point of sale
  • Free images of cleared checks and unlimited electronic transactions


Merchant Solutions

Learn more about our full range of Merchant Solutions to help you meet customer expectations with a range of full-service card and check processing solutions.

  • Discounted equipment — purchase and lease plans
  • Reduced set up fees
  • Reduced monthly fees
  • Low processing rates
  • out of 10
  • User Name: Rose
  • Location: Port Richey, Florida

Member Reviews

See what our members are saying about Suncoast

"I have been a credit union member for over 30 years. I have had many loans for vehicles and/or home improvement. My credit union has always given me the best rates and service. My family deals with the Suncoast School's Federal Credit Union only. "