Meeting Your Business Needs

Our business checking accounts offer all the same great features of our personal checking account — security, convenience and rewards — with services designed with your specific business needs in mind. See our Business Services Fee Schedule.

Select a Service:

  • Payroll and HR Services

    Small Business OwnerAs a small-business owner, managing your own payroll and HR can take time away from important activities like driving revenue and growth. That’s why we’ve teamed up with Paychex® to give you an affordable, full-service option for outsourcing payroll, HR and employee benefit administration.

    Paychex is a leading provider of HR solutions for small businesses, with more than 600,000 clients nationwide. Their services include:

    Payroll Administration

    Paychex is the number-one full-service payroll provider for small businesses, paying 1 in 12 private-sector workers in the U.S. Benefits of Paychex payroll services include:

    • Flexible payroll reporting
    • Payroll input can be done over the phone, online or with the free Paychex Flex app
    • Multiple employee pay options like direct deposit, pre-signed checks and prepaid pay cards
    • Payroll tax administration so your payroll taxes are calculated, deposited and filed correctly with the appropriate tax agency
    • Personal service with a dedicated payroll specialist who serves as your single point of contact
    • Support available 24/7 via phone, email or chat

    Human Resource Assistance

    As America's largest provider of outsourced HR services, Paychex can provide you with hands-on guidance throughout the employee lifecycle, including help with:

    • Hiring and managing employees
    • Creating an employee handbook
    • Setting up benefits and annual open enrollments
    • Workplace safety

    Call us at 800-999-5887 to learn more about Paychex services for Suncoast Credit Union members.

Business Savings with Suncoast

Our savings accounts for small businesses offer all the great services you’ve come to expect from Suncoast with favorable rates and higher returns on your deposits. See for yourself.

Choose a Product:

Product Name

Initial Deposit

Minimum Balance

Rate Type

Dividend Rates*

APY**

Term in Months

Show Product Detail
Business Regular Savings

Initial Deposit

$5.00

Minimum Balance

$5.00

Rate Type

Variable

Dividend Rates*

0.15 %

APY**

0.15 %

Term in Months

N/A

  • The account you get when you first you're your business membership, your Business Regular Savings Account requires only a $5 opening deposit and gives you access to all other Suncoast products and services for businesses.
  • Dividends are compounded monthly and credited monthly.
Show Product Detail
Business Special Savings

Initial Deposit

$5.00

Minimum Balance

$0.00

Rate Type

Variable

Dividend Rates*

0.15 %

APY**

0.15 %

Term in Months

N/A

  • Save for special occasions such as vacations, holiday spending or for anything you want to keep separate from your other savings accounts.
  • You'll earn dividends at the regular share rate and there's no minimum balance requirement.
  • Dividends are compounded monthly and credited monthly.
  • On variable rate accounts the rate may change after account opening.
Show Product Detail
Business Share Certificate

Initial Deposit

$500.00

Minimum Balance

$500.00

Rate Type

Fixed

Dividend Rates*

1.09 %

APY**

1.10 %

Term in Months

6

  • Begin saving now for your business's bright future, with a Suncoast Business Certificate Account.
  • Higher dividend rates, higher earnings, easy automatic savings.
  • Terms to fit your financial needs.
  • Initial deposit and minimum balance of $500 is required.
  • Suncoast members may open a new Certificate Account by phone with the Member Care Center, in any branch or by sending secure email through SunNet Online Banking. If emailing, include the account from which the funds are to come, the desired term in months, and whether you wish to have the dividends added to the certificate or transferred to another deposit account.
  • Penalty will or may be imposed for early withdrawal with no loss of initial investment. : 90 days of dividends on terms of 12 months or less; 18 days of dividends on terms longer than 12 months.
  • Dividends are compounded daily and credited monthly.
Show Product Detail
Business Share Certificate

Initial Deposit

$500.00

Minimum Balance

$500.00

Rate Type

Fixed

Dividend Rates*

1.29 %

APY**

1.30 %

Term in Months

12

  • Begin saving now for your business's bright future, with a Suncoast Business Certificate Account.
  • Higher dividend rates, higher earnings, easy automatic savings.
  • Terms to fit your financial needs.
  • Initial deposit and minimum balance of $500 is required.
  • Suncoast members may open a new Certificate Account by phone with the Member Care Center, in any branch or by sending secure email through SunNet Online Banking. If emailing, include the account from which the funds are to come, the desired term in months, and whether you wish to have the dividends added to the certificate or transferred to another deposit account.
  • Penalty will or may be imposed for early withdrawal with no loss of initial investment. : 90 days of dividends on terms of 12 months or less; 18 days of dividends on terms longer than 12 months.
  • Dividends are compounded daily and credited monthly.
Show Product Detail
Business Share Certificate

Initial Deposit

$500.00

Minimum Balance

$500.00

Rate Type

Fixed

Dividend Rates*

2.23 %

APY**

2.25 %

Term in Months

18

  • Begin saving now for your business's bright future, with a Suncoast Business Certificate Account.
  • Higher dividend rates, higher earnings, easy automatic savings.
  • Terms to fit your financial needs.
  • Initial deposit and minimum balance of $500 is required.
  • Suncoast members may open a new Certificate Account by phone with the Member Care Center, in any branch or by sending secure email through SunNet Online Banking. If emailing, include the account from which the funds are to come, the desired term in months, and whether you wish to have the dividends added to the certificate or transferred to another deposit account.
  • Penalty will or may be imposed for early withdrawal with no loss of initial investment. : 90 days of dividends on terms of 12 months or less; 18 days of dividends on terms longer than 12 months.
  • Dividends are compounded daily and credited monthly.
Show Product Detail
Business Share Certificate

Initial Deposit

$500.00

Minimum Balance

$500.00

Rate Type

Fixed

Dividend Rates*

1.78 %

APY**

1.80 %

Term in Months

24

  • Begin saving now for your business's bright future, with a Suncoast Business Certificate Account.
  • Higher dividend rates, higher earnings, easy automatic savings.
  • Terms to fit your financial needs.
  • Initial deposit and minimum balance of $500 is required.
  • Suncoast members may open a new Certificate Account by phone with the Member Care Center, in any branch or by sending secure email through SunNet Online Banking. If emailing, include the account from which the funds are to come, the desired term in months, and whether you wish to have the dividends added to the certificate or transferred to another deposit account.
  • Penalty will or may be imposed for early withdrawal with no loss of initial investment. : 90 days of dividends on terms of 12 months or less; 18 days of dividends on terms longer than 12 months.
  • Dividends are compounded daily and credited monthly.
Show Product Detail
Business Share Certificate

Initial Deposit

$500.00

Minimum Balance

$500.00

Rate Type

Fixed

Dividend Rates*

2.08 %

APY**

2.10 %

Term in Months

36

  • Begin saving now for your business's bright future, with a Suncoast Business Certificate Account.
  • Higher dividend rates, higher earnings, easy automatic savings.
  • Terms to fit your financial needs.
  • Initial deposit and minimum balance of $500 is required.
  • Suncoast members may open a new Certificate Account by phone with the Member Care Center, in any branch or by sending secure email through SunNet Online Banking. If emailing, include the account from which the funds are to come, the desired term in months, and whether you wish to have the dividends added to the certificate or transferred to another deposit account.
  • Penalty will or may be imposed for early withdrawal with no loss of initial investment. : 90 days of dividends on terms of 12 months or less; 18 days of dividends on terms longer than 12 months.
  • Dividends are compounded daily and credited monthly.
Show Product Detail
Business Share Certificate

Initial Deposit

$500.00

Minimum Balance

$500.00

Rate Type

Fixed

Dividend Rates*

2.32 %

APY**

2.35 %

Term in Months

48

  • Begin saving now for your business's bright future, with a Suncoast Business Certificate Account.
  • Higher dividend rates, higher earnings, easy automatic savings.
  • Terms to fit your financial needs.
  • Initial deposit and minimum balance of $500 is required.
  • Suncoast members may open a new Certificate Account by phone with the Member Care Center, in any branch or by sending secure email through SunNet Online Banking. If emailing, include the account from which the funds are to come, the desired term in months, and whether you wish to have the dividends added to the certificate or transferred to another deposit account.
  • Penalty will or may be imposed for early withdrawal with no loss of initial investment. : 90 days of dividends on terms of 12 months or less; 18 days of dividends on terms longer than 12 months.
  • Dividends are compounded daily and credited monthly.
Show Product Detail
Business Share Certificate

Initial Deposit

$500.00

Minimum Balance

$500.00

Rate Type

Fixed

Dividend Rates*

2.57 %

APY**

2.60 %

Term in Months

60

  • Begin saving now for your business's bright future, with a Suncoast Business Certificate Account.
  • Higher dividend rates, higher earnings, easy automatic savings.
  • Terms to fit your financial needs.
  • Initial deposit and minimum balance of $500 is required.
  • Suncoast members may open a new Certificate Account by phone with the Member Care Center, in any branch or by sending secure email through SunNet Online Banking. If emailing, include the account from which the funds are to come, the desired term in months, and whether you wish to have the dividends added to the certificate or transferred to another deposit account.
  • Penalty will or may be imposed for early withdrawal with no loss of initial investment. : 90 days of dividends on terms of 12 months or less; 18 days of dividends on terms longer than 12 months.
  • Dividends are compounded daily and credited monthly.




Choose a Product:

Product Name

Initial Deposit

Account Balance

Rate Type

Dividend Rates*

APY**

Term in Months

Show Product Detail
Business Money Market

Initial Deposit

$1,000.00

Account Balance

$0.00 - $999.99

Rate Type

Variable

Dividend Rates*

0.15 %

APY**

0.15 %

Term in Months

N/A

  • A high-yield account with a tiered dividend rate. Once a particular balance range is met, the dividend rate and Annual Percentage Yield for that balance range will apply to the full balance of your account.
  • No minimum balance is required, however a minimum of $1,000 is needed to earn interest.
  • Dividends are compounded daily and credited monthly.
  • Interest rate varies based upon account balance.
  • Rates are variable and may change after the account is opened.
Show Product Detail
Business Money Market

Initial Deposit

$1,000.00

Account Balance

$1,000.00 - $24,999.99

Rate Type

Variable

Dividend Rates*

0.35 %

APY**

0.35 %

Term in Months

N/A

  • A high-yield account with a tiered dividend rate. Once a particular balance range is met, the dividend rate and Annual Percentage Yield for that balance range will apply to the full balance of your account.
  • No minimum balance is required, however a minimum of $1,000 is needed to earn interest.
  • Dividends are compounded daily and credited monthly.
  • Interest rate varies based upon account balance.
  • Rates are variable and may change after the account is opened.
Show Product Detail
Business Money Market

Initial Deposit

$1,000.00

Account Balance

$25,000.00 - $49,999.99

Rate Type

Variable

Dividend Rates*

0.35 %

APY**

0.35 %

Term in Months

N/A

  • A high-yield account with a tiered dividend rate. Once a particular balance range is met, the dividend rate and Annual Percentage Yield for that balance range will apply to the full balance of your account.
  • No minimum balance is required, however a minimum of $1,000 is needed to earn interest.
  • Dividends are compounded daily and credited monthly.
  • Interest rate varies based upon account balance.
  • Rates are variable and may change after the account is opened.
Show Product Detail
Business Money Market

Initial Deposit

$1,000.00

Account Balance

$50,000.00 - $99,999.99

Rate Type

Variable

Dividend Rates*

0.45 %

APY**

0.45 %

Term in Months

N/A

  • A high-yield account with a tiered dividend rate. Once a particular balance range is met, the dividend rate and Annual Percentage Yield for that balance range will apply to the full balance of your account.
  • No minimum balance is required, however a minimum of $1,000 is needed to earn interest.
  • Dividends are compounded daily and credited monthly.
  • Interest rate varies based upon account balance.
  • Rates are variable and may change after the account is opened.
Show Product Detail
Business Money Market

Initial Deposit

$1,000.00

Account Balance

$100,000.00 and greater

Rate Type

Variable

Dividend Rates*

0.60 %

APY**

0.60 %

Term in Months

N/A

  • A high-yield account with a tiered dividend rate. Once a particular balance range is met, the dividend rate and Annual Percentage Yield for that balance range will apply to the full balance of your account.
  • No minimum balance is required, however a minimum of $1,000 is needed to earn interest.
  • Dividends are compounded daily and credited monthly.
  • Interest rate varies based upon account balance.
  • Rates are variable and may change after the account is opened.



Kinetic Pay App

KineticPay

Kinetic Pay App

With KineticPay®, you can turn your iPhone, iPad or Android Device into a Secure Mobile Card Processor for your business. It’s a simple and secure way to take signature debit and credit card transactions while on the go. Simply enable the easy-to-use Secure Card Reader Authenticator (SCRA), download the free app and you can start accepting cards — anytime, anywhere.