Commercial Loans

Whether you’re in need of a commercial real estate loan, term loan or working capital line of credit, Suncoast Business Services is here to help you discover and apply for the financial assistance your company needs.

Select a Service:

  • Business owner in office meeting

    You Take Care of Business, We Take Care of You

    Get personalized business solutions and expert service from Suncoast Credit Union, MONEY magazine’s pick for “Best Bank in Florida.” Since we’re a credit union, we put you first — offering serious savings and better deals across the board.

    Low competitive rates, low fees and favorable terms help you save money so you have more to invest back into growing your business.

    Suncoast offers the financial support for your business needs, including:

    • Line of credit options for seasonal capital or short term credit needs
    • Commercial real estate loans
    • Commercial investment real estate loans
    • Commercial equipment loans
    • Competitive Fixed and Variable rate options, with no intangible tax or prepayment penalties
    • SBA lending options
    • Local decision making

    Get the resources you need from a dedicated team of experts. Get started today!

    Suncoast Credit Union was named the Best Bank in Florida, 2017-18 by Money Magazine as part of their annual Best Banks in America evaluation and independent data collection.

Starting a business savings

Starting Your Own Business

Starting a business savings

If you’re thinking about or getting ready to start your own business, here are some things a lender will want to know in order to apply for a loan:

  • Business Plan (including 3 years projected profit and loss statement)
  • Resume of experienced management
  • Personal financial statement and tax returns (past three years of returns)
  • Members must have 25-35% of their own funds to put into the business
  • Personal resources or assets for collateral
  • Business structure – (Sole Proprietor, LLC, LLP, Corporation, etc.)
  • Market study considering competition and market climate
  • No criminal history by any owner (SBA requirement)
  • Statement of how the borrowed funds will be used to start the business

For low to no cost assistance in starting or improving your business; contact these government and state level organizations: