Commercial Loans

Terms you can work with.

It takes money to make money. We have dedicated Business Services staff ready to find you the right solution for your business, whether you’re just getting started or expanding. 


Commercial Loans

Whether you’re in need of a commercial real estate loan, term loan or working capital line of credit, Suncoast Business Services is here to help you discover and apply for the financial assistance your company needs.

Select a Service:

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    Keep it Local

    Suncoast has a history of doing great business, it only makes sense that we’d be good at helping with yours. At Suncoast you’ll find competitive rates, fees and terms and a dedicated staff. And because we’re locally owned and operated, we’re accessible to you.

    See the other ways we set ourselves apart:

    • No prepayment penalties on conventional loans
    • Lower closing costs
    • Flexible options including Small Business Administration (SBA) and conventional financing
    • Customizable terms to fit your needs
    • Local decision making
starting

Starting Your Own Business

starting

If you’re thinking about or getting ready to start your own business, here are some things a lender will want to know in order to apply for a loan:

  • Business Plan (including 3 years projected profit and loss statement)
  • Resume of experienced management
  • Personal financial statement and tax returns (past three years of returns)
  • Members must have 25-35% of their own funds to put into the business
  • Personal resources or assets for collateral
  • Business structure – (Sole Proprietor, LLC, LLP, Corporation, etc.)
  • Market study considering competition and market climate
  • No criminal history by any owner (SBA requirement)
  • Statement of how the borrowed funds will be used to start the business

For low to no cost assistance in starting or improving your business; contact these government and state level organizations:

Florida Small Business Development Corporation (SBDC)

Small Business Administration (SBA)