Commercial Loans

Whether you’re in need of a commercial real estate loan, term loan or working capital line of credit, Suncoast Business Services is here to help you discover and apply for the financial assistance your company needs.

Select a Service:

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    Business Line of Credit

    Revolving lines of credit can help you manage fluctuating cash flow for seasonal working capital, and are great for short-term credit needs like purchasing inventory, materials or equipment, financing accounts receivable, debt refinance and small projects. Some of the benefits include:

    • Local decision making
    • Fast turnaround
    • No prepayment penalties
    • More flexible qualifying than a bank

    We also provide a Letter of Credit — a document issued for you that assures payment to a seller of goods and services. 

Starting a business savings

Starting Your Own Business

Starting a business savings

If you’re thinking about or getting ready to start your own business, here are some things a lender will want to know in order to apply for a loan:

  • Business Plan (including 3 years projected profit and loss statement)
  • Resume of experienced management
  • Personal financial statement and tax returns (past three years of returns)
  • Members must have 25-35% of their own funds to put into the business
  • Personal resources or assets for collateral
  • Business structure – (Sole Proprietor, LLC, LLP, Corporation, etc.)
  • Market study considering competition and market climate
  • No criminal history by any owner (SBA requirement)
  • Statement of how the borrowed funds will be used to start the business

For low to no cost assistance in starting or improving your business; contact these government and state level organizations: