Commercial Loans

Terms you can work with.

It takes money to make money. We have dedicated Business Services staff ready to find you the right solution for your business, whether you’re just getting started or expanding. 


Commercial Loans

Whether you’re in need of a commercial real estate loan, term loan or working capital line of credit, Suncoast Business Services is here to help you discover and apply for the financial assistance your company needs.

Select a Service:

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    Real Estate

    Commercial Real Estate Loans

    Commercial real estate loans can help with property purchases, refinancing and improvements. They’re great if you’re building or buying new office space, manufacturing facilities or warehouses to store inventory. We offer fixed or variable rates, and finance terms up to 15 years.

    • Local decision making
    • Competitive rates
    • Longer repayment terms
    • Restructure debt

    Investment Properties

    When it comes to investment properties, Suncoast lets you finance up to 75% of your purchase, refinance or make property improvements for up to $150,000. Choosing Suncoast for your property loan needs means you’ll have your investment property mortgages in the same place as your personal accounts. These days, many lenders won’t offer investment property loans, but we do because that’s what our members need. 

     

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Starting Your Own Business

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If you’re thinking about or getting ready to start your own business, here are some things a lender will want to know in order to apply for a loan:

  • Business Plan (including 3 years projected profit and loss statement)
  • Resume of experienced management
  • Personal financial statement and tax returns (past three years of returns)
  • Members must have 25-35% of their own funds to put into the business
  • Personal resources or assets for collateral
  • Business structure – (Sole Proprietor, LLC, LLP, Corporation, etc.)
  • Market study considering competition and market climate
  • No criminal history by any owner (SBA requirement)
  • Statement of how the borrowed funds will be used to start the business

For low to no cost assistance in starting or improving your business; contact these government and state level organizations:

Florida Small Business Development Corporation (SBDC)

Small Business Administration (SBA)