Commercial Loans

Whether you’re in need of a commercial real estate loan, term loan or working capital line of credit, Suncoast Business Services is here to help you discover and apply for the financial assistance your company needs.

Select a Service:

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    Suncoast is an SBA Lender

    Suncoast is a partner with the U.S. Small Business Administration (SBA). This partnership provides access to SBA loans for loans for small businesses. 

    • SBA 7(a) — The most popular and flexible program available from the SBA, this loan offers longer terms and lower down payments compared to other types of business financing. Use it for working capital, machinery and equipment, furniture and fixtures, land and building, leasehold improvements and debt refinancing.
    • SBA 504 — Available for existing businesses looking for longer term fixed asset financing. This program provides financing for long-term growth and expansion such as real estate purchases, property improvements and renovations, and heavy machinery and equipment.
    • SBA Express — For small businesses looking for working capital lines to leverage receivables and inventory or to purchase machinery and equipment, the SBA Express Loan can help your business grow. Streamlined application and faster turnaround time.

    How To Apply

    When it comes time to apply, there are a number of things you’ll need. View a complete checklist.

Starting a business savings

Starting Your Own Business

Starting a business savings

If you’re thinking about or getting ready to start your own business, here are some things a lender will want to know in order to apply for a loan:

  • Business Plan (including 3 years projected profit and loss statement)
  • Resume of experienced management
  • Personal financial statement and tax returns (past three years of returns)
  • Members must have 25-35% of their own funds to put into the business
  • Personal resources or assets for collateral
  • Business structure – (Sole Proprietor, LLC, LLP, Corporation, etc.)
  • Market study considering competition and market climate
  • No criminal history by any owner (SBA requirement)
  • Statement of how the borrowed funds will be used to start the business

For low to no cost assistance in starting or improving your business; contact these government and state level organizations: