Save on closing Costs with 3/3 ARM Mortgage

3/3 Right Time Adjustable Rate Mortgage Promotion

We’ll Pay Up to $2,000 of Your Closing Costs

We understand closing costs can be expensive. That’s why we want to help you save money by contributing up to $2,000 toward your qualifying closing costs* when you purchase or refinance your primary residence with our 3/3 Right Time Adjustable Rate Mortgage (ARM).

Why choose a 3/3 Right Time ARM?

Get the dream home you want while you save money on your mortgage and closing costs!

Along with our competitive rates and exceptional service, Suncoast will pay up to $2,000 of your closing costs when you choose the 3/3 Right Time ARM mortgage.

If you plan to stay in your home or refinance in 7 years or less, the 3/3 Right Time ARM could be a good fit for you. It’s also a smart choice if you need to maximize your purchasing power by choosing a lower rate ARM with a lower initial payment.

How it works:

When you finance with our 3/3 Right Time ARM, your rate will stay the same for the first three years. After the third year, your rate may be subject to change every three years for the life of the loan.

Changes on the first and all future rate adjustments may increase or decrease by a maximum of 1.50%.** The maximum rate change over the life of the loan will not exceed 5% over the initial rate.

Apply today!

To get pre-approved, apply online or call our Mortgage Contact Center at 800.999.5887 extension 86391.


*Suncoast will contribute up to $2,000 (Closing Costs Benefit) toward your closing costs when you select our 3/3 Right Time ARM product for the purchase or refinance of your primary residence. Suncoast will not pay closing costs for discount points to obtain a lower rate or monies necessary to establish escrow accounts (taxes and insurance). If the mortgage is paid in full during the first 24 monthly payments of the loan, borrowers will be required to repay the Closing Costs Benefit to Suncoast for the amount reflected as “Lenders Credits” on the Closing Disclosure. The 24 month term begins with the first payment due date of the loan. All Sellers paid closing costs will be credited prior to any credits for the Closing Cost Benefit to be provided by Suncoast. **The interest rate floor will be equal to the margin of 2.50%.