Jumbo Certificates of Deposit

You worked hard to earn your money, and making the right investment choices are crucial. Don’t let market vulnerability minimize your earnings. If you're ready to earn more on your large deposits with guaranteed returns, Suncoast is the right choice.

Our Jumbo Share Certificates for deposits of $100,000 or more, specially designed for investors, offer premium rates on short-term and long-term savings. And for a limited time only, you can earn 2.45% APY* on a 60-month Jumbo Share Certificate account.

Jumbo CD Rates 

Stability with a High Rate of Return

Grow your savings with our Jumbo Share Certificates from a financial institution you can trust. We designed our Jumbo Share Certificates with you in mind -- save money with no fees, have peace of mind knowing your money is backed by the government with guaranteed returns, and choose a term that matches your investment timeline.

Benefits include:

  • No account opening fees
  • No maintenance fees
  • Federally insured by the NCUA
  • Guaranteed returns that aren’t impacted by market drops
  • Low-risk, stable investments
  • Term options to fit your needs

These accounts have a $100,000 minimum opening deposit, so your major deposits can earn major returns. Since they provide some of the highest returns for deposit accounts, jumbo certificates are great for funding short-term goals like weddings, higher education or your dream vacation home or long-term retirement savings. Plus you avoid broker commission fees since you’re investing directly. 

Get higher earnings on your deposits today!

Hurry to your nearest Suncoast branch to open your 60-month Jumbo Share Certificate account and earn 2.45% APY.* This rate will only be available for a limited time, so open your account today!

To get started, visit a branch near you or call us at 1-800-999-5887 ext. 88400.

See all our rates for regular and jumbo certificate accounts.

Not a member? Join today!

Why Suncoast?

We work hard for our members. And our members know we’re a financial partner they can count on. It’s why we were named a Best-In-State Credit Union by Forbes and the Best Bank in Florida by Money magazine and Creative Loafing’s Best of the Bay.

*Annual Percentage Yield (APY) accurate as of 12/1/2019, subject to change without notice. Membership qualification and account opening required. $100,000 minimum deposit to open and obtain the APY. APY assumes dividends remain on deposit until maturity date. Penalty will or may be imposed for early withdrawal with no loss of initial investment: 90 days of dividends on terms of 12 months or less; 180 days of dividends on terms longer than 12 months. Fees may reduce earnings. Dividends are compounded daily and credited monthly. Other rates and terms available, see complete schedule for details.