Suncoast Keeps Credit Cards Simple

You deserve a credit card with a low rate, no annual fees, and rewards with each purchase. You’ll get all that and more with the Suncoast Rewards Credit Card! It’s easy to apply and start reaping all the benefits and rewards.

Say no to annual fees and yes to exciting rewards!

Save money with low rates and no annual fees or balance transfer fees. Plus, get rewarded every time you use your credit card, with your choice between cash back or rewards points!

Ready to Apply?

All the benefits of a Suncoast Rewards Credit Card are waiting for you! Applying is easy and just a few clicks away.

Save Money

Suncoast’s low, fixed rates and no annual fees will help you save money! See how much with our easy-to-use tool.

Get Rewarded

Choose between cash back and rewards on your credit card purchases. And every swipe of your credit card gives back to local communities, too!

Becoming a Member is Simple

With just $5, you can open a savings account and become a Suncoast member! It only takes a few minutes to join and to start reaping all the benefits membership has to offer, including applying for our rewards credit card.

How to Get Started

Ready to apply for a credit card? It’s easy! Follow the steps below:

If you’re not a Suncoast member yet, all you have to do is join first, then apply for your Suncoast Rewards Credit Card! A minimum $5 deposit into a share savings account is all it takes to start your membership.

  1. Become a Suncoast member
  2. Apply for your new Suncoast Rewards Credit Card once you’re a member
  3. Save with your new low rate and enjoy your credit card

As a Suncoast member, you’re just a few clicks away from applying for a Suncoast Rewards Credit Card.

  1. Log in below
  2. Apply for your new Suncoast Rewards Credit Card
  3. Save with your new low rate and enjoy your credit card

See How Much You Can Save

PRODUCT NAME remove from calculation add to calculation

Please enter a valid amount
Please enter a valid interest rate

You Save an additional i
$ 00 Congratulations — you already have a great rate! We invite you to learn more about our Personal and Business services and see how Suncoast can help you save.

1.0% APR*
2.0% APR*

Total Savings: $00

Earn Rewards

With a Suncoast Rewards Credit Card, you’ll get to take advantage of benefits like:

  • No annual fee
  • No expiration on rewards
  • No fees on balance transfers or cash advances
  • No punitive interest rates for late or missed payments
  • Low minimum monthly payments — only 2% of balance or $10, whichever is greater
  • 0% Liability for Fraud. If fraud does occur, you will not incur losses

*APR = Annual Percentage Rate effective 4/10/2023. Subject to term and credit qualifications. Annual percentage rates may vary. Annual percentage rates may change during loan terms on variable rate products. Membership and/or participation fees may apply. Inquire about specific fees for a product through your credit union.