Suncoast Keeps Credit Cards Simple 

You deserve a credit card with a low rate, no annual fees, and rewards with each purchase. You’ll get all that and more with the Suncoast Rewards Credit Card! It’s easy to apply and start reaping all the benefits and rewards.  

Become A Member
A smiling man holding a Suncoast credit card at a gas station

Say no to annual fees and yes to exciting rewards! 

All the benefits of a Suncoast Rewards Credit Card are waiting for you! Applying is easy and just a few clicks away.  

Apply Now
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Becoming a Member is Simple 

With just $5, you can open a savings account and become a Suncoast member! It only takes a few minutes to join and to start reaping all the benefits membership has to offer, including applying for our rewards credit card.

Become A Member
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How to Get Started

Ready to apply for a credit card? It’s easy! Follow the steps below:

Share Certificate Calculator

PRODUCT NAME remove from calculation add to calculation

Please enter a valid amount
Please enter a valid interest rate

You Save an additional i
$ 00 Congratulations, you already have a great rate! Click to learn more about our services and to see how we can help you save.

FI NAME - PROD, TERM
1.0% APR†
My Rate MARKET NAME Average - PROD, TERM
2.0% APR†

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Great Rate Award 1/1/1900
Certified to
save you money™

FI NAME vs Average

FI NAME outperforms the average as of January 99, 3000 earning a Datatrac Great Rate Award®. Source: Datatrac. Based upon independent research conducted by Datatrac for 999 financial institution locations in as of January 99, 3000.

Earn Rewards

With a Suncoast Rewards Credit Card, you’ll get to take advantage of benefits like:

  • No annual fee
  • No expiration on rewards
  • No fees on balance transfers or cash advances
  • No punitive interest rates for late or missed payments
  • Low minimum monthly payments — only 2% of balance or $10, whichever is greater
  • 0% Liability for Fraud. If fraud does occur, you will not incur losses

And more.

Become A Member
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Credit Cards Rates

Product Purchase APR*
as low as		 Cash Advance APR
as low as		 Balance Transfer APR
as low as		 Credit Limit
Rewards Platinum 12.500% 14.500% 14.500% $500 - $50,000
Rewards Classic Starter 16.500% 18.000% 18.000% $300 - $500
Rewards Student Classic 16.500% 18.000% 18.000% $500
Rewards Share Secured 18.000% 18.000% 18.000% $300 - $5,000
Product Rewards Platinum
Purchase APR*
as low as		 12.500%
Cash Advance APR
as low as		 14.500%
Balance Transfer APR
as low as		 14.500%
Credit Limit $500 - $50,000
Product Rewards Classic Starter
Purchase APR*
as low as		 16.500%
Cash Advance APR
as low as		 18.000%
Balance Transfer APR
as low as		 18.000%
Credit Limit $300 - $500
Product Rewards Student Classic
Purchase APR*
as low as		 16.500%
Cash Advance APR
as low as		 18.000%
Balance Transfer APR
as low as		 18.000%
Credit Limit $500
Product Rewards Share Secured
Purchase APR*
as low as		 18.000%
Cash Advance APR
as low as		 18.000%
Balance Transfer APR
as low as		 18.000%
Credit Limit $300 - $5,000

*APR = Annual Percentage Rate effective 4/10/2023. Subject to term and credit qualifications. Annual percentage rates may vary. Annual percentage rates may change during loan terms on variable rate products. Membership and/or participation fees may apply. Inquire about specific fees for a product through your credit union.