Suncoast Members Get More Cash and Less Fees!

One of the major benefits of membership with Suncoast is that our profits are returned to our members, which includes higher earnings on deposits, more free services, lower rates and less fees on products like our home equity loans. It all starts with a Suncoast membership!

Let Your House Love You Back With Some Cash

We’re glad you’re considering joining the Suncoast family, where becoming a member is simple! We’re passionate about giving back to the local community and of course, providing the best financial services to our members. If you’re looking to cover a large expense, consolidate debt or make home improvements — get a home equity loan with a low fixed rate and no closing costs!* It’s that simple!

HOME EQUITY LOAN How much cash do you need?

A home equity loan can help fund anything you need with a low, fixed rate and payments you can afford. Plus, Suncoast’s home equity loan has no application or annual fee and we'll pay your closing costs.* You apply and we’ll take care of everything else.

It's that simple!

How to Get Started

It's easy! Follow the steps below to apply:

Ready to apply for your home equity loan? Before you get started, all you have to do is become a Suncoast member. A minimum $5 deposit into a share savings account is all it takes to start your membership.

  1. Become a Suncoast member
  2. Apply for your new home equity loan
  3. Save with a low fixed rate and get the cash you need!

As a Suncoast member, you’re just a few clicks away from applying for your home equity loan.

  1. Log in below
  2. Start your loan application
  3. Save with a low fixed rate and get the cash you need!

Benefits of Membership

Enjoy exclusive benefits, like:

  • Higher earnings on deposits
  • Lower rates on loans
  • Free digital banking from anywhere, 24/7
  • Perks, discounts, and free services
  • Free financial e-learning and wellness resources
  • 75 conveniently located branches with extended hours

What is a Home Equity Loan?

A home equity loan allows homeowners to leverage the equity in their homes to borrow money. It lets you borrow a lump sum with a fixed interest rate, fixed terms, and fixed monthly payment.

Use your funds for whatever you need, from paying for a dream vacation or home improvements to debt consolidation or even college tuition.

Benefits of our Home Equity Loans

Save money with benefits, like:

  • Fixed rates that won't change even if interest rates rise
  • No annual or transaction fees
  • Your choice of flexible terms (5 years – 15 years)
  • Get funds for whatever you need
  • Easy online application

Ready to Get Started?

Don't miss your chance to get the cash you need with a low, fixed rate home equity loan. Apply today to save money and simplify things with a monthly payment that will remain the same over the life of the loan. You love your house! Now let your house love you back with a home equity loan from Suncoast. It’s simple!

*Suncoast will contribute up to $1,000 (Closing Costs Benefit) toward your closing costs when you select our fixed or variable rate home equity product loan on your primary residence. If the loan is paid in full or the line of credit closed within 25 months of the first payment due date, Suncoast will collect the closing costs paid on your behalf in the payoff. The 25-month term begins with the first payment due date of the loan. Not to be combined with any other offers.

Credit Union membership required. Minimum deposit required for membership $5.00. All accounts and services subject to individual approval. Rates and terms may change at any time without notice. Maximum LTV is 80% for qualified borrowers. Available for Single Family, condominium and townhome/villa properties located in the state of Florida and occupied as the primary residence only. Fixed Rate Home Equity Terms are 5, 10, 15 years. Minimum loan amount is $5,000. Maximum loan amount is $500,000.For first lien Home Equity Loans, flood insurance may be required to be escrowed. Property value must be established.