Home Equity Loans

Let your house love you back. A Home Equity Loan can leverage your home's equity to help you fund a home improvement project or consolidate debt with a single payment and a lower interest rate.

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Find the Right Home Equity Loan

Browse our Home Equity Loan options, designed to fit your unique needs. 

Estimate Your Borrowing Capacity with a Home Equity Line of Credit (HELOC)

Depending upon the market value of your home, outstanding mortgage balance, credit history, and other factors, you may qualify for a HELOC. Monthly payments on a HELOC are variable as they fluctuate with interest rate changes. Use this calculator to estimate your borrowing capacity on a HELOC. (Subject to underwriting guidelines, including limits on maximum loan to value.)

Home Equity Line of Credit Calculator

Home Equity Loan Benefits

Home Equity Loan FAQ

Get Low Rates on Home Equity Loans

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^ Suncoast will contribute up to $1,000 (Closing Costs Benefit) toward your closing costs when you select our fixed or variable rate home equity product loan on your primary residence. Suncoast will not pay closing costs for discount points to obtain a lower rate or monies necessary to establish escrow accounts (taxes and insurance). If the loan is paid in full or the line of credit closed within 25 months of the first payment due date, Suncoast will collect the closing costs paid on your behalf in the payoff. The 25 month term begins with the first payment due date of the loan. Not to be combined with any other offers.

^^ Adjustable rates are subject to an increase in rate and payment after the loan is closed. The annual percentage rate can change quarterly on the first day of January, April, July and October. The rate cannot increase or decrease more than .50% percentage point at each adjustment. The maximum annual percentage rate shall not exceed 18%. The annual percentage rate will not go below the greater of 4.0%; which is considered the floor for the standard 20 year Home Equity Variable Rate Loan or 5.50% for the High LTV (greater than 80% LTV) 20 year Home Equity Variable Rate Loan. The index is the Wall Street Journal Prime Rate.