Money Market

The Secure Way to Maximize Your Savings

With all of the uncertainty going on right now, we understand that it’s more important than ever to be able to maximize your savings in a secure way. If market volatility is a concern, consider the alternative and more consistent options available to grow your savings.

Our money market accounts let you safely save money while maintaining easy access to your funds if you need to access them. And for a limited time we’ve raised rates so you can earn even more with our Money Market accounts.

Benefits of a Suncoast Money Market Account

  • No monthly fees, account opening fees or maintenance fees
  • Great rates to help you maximize your savings
  • Easy access to your funds if you need them
  • Meet your short-term savings needs and goals

During times of economic unpredictability, you can still grow your savings without taking risks. Open a money market account to securely maximize your savings.

To open your Money Market account, call our Member Care Center at 1-800-999-5887.

Choose a Product:

Initial Deposit

Initial Deposit

Account Balance

Account Balance

Rate Type

Rate Type

Fixed or Variable

Dividend Rates

Dividend Rates

APY**

APY**

Annual Percentage Yield

Money Market Account $0

Initial Deposit

$1,000.00

Account Balance

$0.00 - $999.99

Rate Type

Variable

Dividend Rates

0.050 %

APY**

0.050 %

Money Market Account $1,000

Initial Deposit

$1,000.00

Account Balance

$1,000.00 - $24,999.99

Rate Type

Variable

Dividend Rates

0.200 %

APY**

0.200 %

Money Market Account $25,000

Initial Deposit

$1,000.00

Account Balance

$25,000.00 - $49,999.99

Rate Type

Variable

Dividend Rates

0.250 %

APY**

0.250 %

Money Market Account $50,000

Initial Deposit

$1,000.00

Account Balance

$50,000.00 - $99,999.99

Rate Type

Variable

Dividend Rates

0.300 %

APY**

0.300 %

Money Market Account $100,000

Initial Deposit

$1,000.00

Account Balance

$100,000.00 and greater

Rate Type

Variable

Dividend Rates

0.349 %

APY**

0.350 %

Money Market Account $250,000

Initial Deposit

$1,000.00

Account Balance

$250,000.00 and greater

Rate Type

Variable

Dividend Rates

0.399 %

APY**

0.400 %

Uniform Transfers to Minors $0

Initial Deposit

$0.00

Account Balance

$0.00 - $999.99

Rate Type

Variable

Dividend Rates

0.150 %

APY**

0.150 %

Uniform Transfers to Minors $1,000

Initial Deposit

$0.00

Account Balance

$1,000.00 and greater

Rate Type

Variable

Dividend Rates

0.499 %

APY**

0.500 %

Additional Information

  • Money Market Account
    • A high-yield account with a tiered dividend rate. Once a particular balance range is met, the dividend rate and Annual Percentage Yield for that balance range will apply to the full balance of your account.
    • No minimum balance is required, however a minimum of $1,000 is needed to earn interest.
    • Dividends are compounded daily and credited monthly.
    • Interest rate varies based upon account balance.
    • Rates are variable and may change after the account is opened.
  • Uniform Transfers to Minors
    • A custodial account, established under the Florida Uniform Transfers to Minors Account, UTMA can be used as a savings, checking, certificate or money market account and allows you to permanently transfer funds to a minor.
    • Funds withdrawn can only be used for the designated minor.
    • Dividends are compounded monthly and credited monthly.
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Save for Now and Later

Saving is more than simply putting money aside — there are many options and paths to choose from when it comes to saving and investing your money. Suncoast offers several types of savings accounts to meet your needs, and because we’re a credit union, we can offer a lot of benefits that banks don’t.

  • Higher returns on your deposits. As a credit union, we return earnings to our members in the form of competitive savings rates.
  • Federal insurance. Your credit union savings are federally insured up to at least $250,000 and backed by the full faith and credit of the United States Government through the National Credit Union Administration (NCUA).
  • Future planning. It’s never too early to start thinking about the future. Suncoast has services to help you plan for all life stages, including retirement.
  • Make savings deposits*** on the go. Use our app, SunMobile to make quick and convenient mobile deposits directly to your savings accounts.

Request more information about Suncoast Savings Accounts.

Not a member? Check eligibility.