Welcome to the neighborhood!

As your new neighbors, we want you to love it here as much as we do. We're here to help you live your best financial life, that's why we offer all the services you’d expect from a big bank, but with the added bonus of saving money and giving back to the community while you do it!

Suncoast Makes Saving Simple

Ready to make your financial life easier? We’re here to help! At Suncoast, we offer low rates, higher earnings on deposits, and more free services so you can save money for what matters most.

Open a New Checking Account to Earn $25

Becoming a member is easy – and it pays! Bring your postcard to any branch and open a new Suncoast Smart Checking Account to get a $25 deposit into your new account!*

Smart Checking Benefits

  • Save money with no monthly maintenance fee and no minimum balance requirement
  • Bank whenever and wherever you want with SunNet Online Banking and the SunMobile app
  • Get free, easy access to more than 30,000 ATMs nationwide**
  • Give back to your community with every purchase you make, as Suncoast donates two cents to the Suncoast Credit Union Foundation when you use your debit card, at no cost to you.

It’s simple… a credit union that meets all your needs

Home Equity

Home equity loans let homeowners leverage the equity in their homes to borrow money. Take advantage of our low rates to tackle those projects on your home to-do list.

  • Get up to $1,000 toward closing costs with a home equity loan***
  • Choose fixed or variable rate options
  • Receive funding for things like home improvement projects or debt consolidation
  • Find term options to meet your needs


Auto Loans

Whether your dream car is sporty, family-friendly, or adventure-ready, we can help you finance it. We offer low rates, flexible term options and an easy financing experience.

  • Save with auto loan rates as low as 7.50% APR****
  • Refinance your auto loan from another lender to get a better rate
  • Find your perfect car with our car buying resources
  • Buy a car without leaving your home with our loan pre-approval and contactless buying and delivery options


Credit Cards

Enjoy impeccable member service, low interest rates, and all the great amenities you’d expect from your credit card.

  • Credit cards with no annual fees or hidden fees
  • Choose between cash back or rewards points for credit cards
  • Stay protected with credit cards that come with touch-free pay options, built in chip technology and a card lock feature to help keep you safe
  • Start saving money by transferring your high rate credit cards to a Suncoast Rewards Visa® Credit Card

Membership Perks and Discounts

Your relationship with Suncoast Credit Union goes beyond your finances. Everything that matters to you matters to us. That's why we're proud to offer you perks, discounts, and savings on everyday services just for being our member.

*Membership required. Minimum credit or risk score may be required to qualify for other services. $25 deposited in the new member checking account after account has been opened and membership/opening requirements confirmed. No minimum balance to open account or to receive $25 deposit. Account earns 0.01% Annual Percentage Yield, subject to change. Member must be at least 18 years of age. Not to be combined with any other offer; $25 deposit may qualify as taxable income and a 1099INT will be issued. Consult your tax advisor with any questions. Offer redeemable only when new account is opened at a service center. Offer subject to change without notice and valid for checking accounts opened through 06/30/2022.

** Free ATM access is through the CO-OP ATM network.

***Suncoast will contribute up to $1,000 (Closing Costs Benefit) toward your closing costs when you select our fixed or variable rate home equity product loan on your primary residence. Suncoast will not pay closing costs for discount points to obtain a lower rate or monies necessary to establish escrow accounts (taxes and insurance). If the loan is paid in full or the line of credit closed within 25 months of the first payment due date, Suncoast will collect the closing costs paid on your behalf in the payoff. The 25 month term begins with the first payment due date of the loan. Not to be combined with any other offers.

****Annual Percentage Rate effective 9/11/2023; subject to change, subject to term and credit approval. Existing Suncoast loans not eligible for refinance at this rate. Only qualified refinances from other financial institutions are eligible to receive this promotional rate. Vehicles older than 10 years are subject to a higher rate.