Free is better than fees

Upgrade your checking account to one that’s fee-free!* Suncoast Credit Union’s Smart Checking is free and full of fantastic perks.

Get Big Bank Benefits without Big Bank Fees

Suncoast Credit Union truly free checking accountSmart Checking offers the convenience and security of a big bank along with savings that can only come from a credit union!

Benefits include:

  • Save money with no monthly maintenance fee and no minimum balance requirement
  • Bank whenever and wherever you want with SunNet Online Banking and the SunMobile app
  • Give back to your community with every purchase you make, as Suncoast donates two cents to the Suncoast Credit Union Foundation when you use your debit card
  • Get easy access to tens of thousands of ATMs through our extensive Suncoast ATM network, the CO-OP network and access at all Publix PRESTO ATMs

It’s Simple to Switch Your Checking Account

Skip the long forms, confusion and hassle when switching your checking account!

In just a few minutes, it’s simple to switch all of your automatic payments and deposits to your Suncoast account with ClickSWITCH. 

How it works:

  • Already a member? Log in to SunNet Online Banking or the SunMobile app to get started.
  • Not a member yet? Join online or visit your local Suncoast branch. We've made it easy to switch your payments and deposits by including ClickSwitch in the account opening process whether you open online or at a branch.

We’re Here for YOU

While big banks might take away features if they aren’t making money, credit unions give back profits to their members through lower rates on loans, higher earnings on deposits and more free services.

Suncoast exists to meet the financial needs of our members, so we’re not afraid to go above and beyond to take care of you.

Our excellent service is one of the reasons we were named Best Bank in Florida by Money magazine and voted Best Bank by readers of Creative Loafing for the Best of the Bay awards.

Not a Member Yet? It’s Easy to Join!

Joining Suncoast is simple! You can sign up in-person at one of our service centers, call our Member Care Center at 800.999.5887 or enroll online.

*Fee-free checking means Smart Checking is free to open, free to maintain, free from balance minimums and free from monthly maintenance fees. Members may incur a charge for additional services and benefits associated with Smart Checking beyond standard monthly account management. See schedule for details.