Fee-Free Checking with Benefits You’ll Love
More Free,
Less Fees
Get more for less, like:
- No monthly service fees
- No minimum balance required
- Free overdraft protection3
- Free ATM access at over 30,000 ATMs,4 including Publix and Wawa locations
- Easy online banking, bill pay, and mobile banking
- Secure account with protection features like card lock
Give Back to the Community
Make a difference:
- Give back to the community by using your debit card
- Suncoast donates two cents to the Suncoast Credit Union Foundation with every transaction
- The foundation helps children in our communities with education, health, and emotional well-being
- More than $36 million has been donated to local children
Benefits of Membership
Enjoy exclusive benefits, like:
- Higher earning on deposits
- Lower rates on loans
- Access to 75 convenient locations
- Comprehensive digital banking options
- Free financial education, financial counseling, and financial wellness resources
- Perks and discounts just for Suncoast members
Get $100 in a Hurry
It’s easy to earn $100! Simply open and fund your fee-free checking account to earn your $100 reward. Plus, you can earn up to $500 when you refer friends to join Suncoast and open a checking account too!
1To qualify for the $100 reward, the participant must be over the age of 18 and not be a current Suncoast Credit Union member. The participant must open a new membership and checking account at the time of membership opening with an annual percentage yield of 0.05% and 0.01% respectively. The participant must fund the account with a $25 minimum deposit within 30 days of account opening and keep $25 in the checking account for at least 45 days to receive the $100 reward. Minimum deposit required for membership of $5.00. The rewards will be sent to the participant via digital gift card within 30 days of meeting the 45 day/$25 balance requirement. Terms and Conditions
2Once you are a member, refer your friends and you will each earn $50 when they become a member and open a checking account. Refer a Friend For the Referrer and their Referee to qualify for the $50 referral reward, they must be over the age of 18. The Referee must open a new membership and checking account at the time of membership opening with an annual percentage yield of 0.05% and 0.01% respectively. Minimum deposit required for membership of $5.00. The referral rewards will be sent to you via digital gift card within 30 days of account opening. You can earn a maximum of $500 per calendar year. Terms and Conditions
3No fees are incurred for overdrafts when you use your savings account, money market account, line(s) of credit or Suncoast Visa credit card as overdraft protection. A personal line of credit or Suncoast Visa credit card as overdraft protection must be applied for and approved. A savings account as overdraft protection must be selected by the member. Approval of payment of reasonable overdrafts by Suncoast Credit Union on accounts in good standing is only a discretionary courtesy – not a right or obligation – is within Suncoast Credit Union’s sole and absolute discretion, and can cease at any time without prior notice of reason or cause.
4Free ATM access is through the CO OP ATM network