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See the world and save on your journey to amazing memories in a new or used RV, boat, or motorcycle with rates as low as 7.75% APR* for a limited time.

Make new memories on a boat, RV, or motorcycle.

Whether you want to hit the road or the waves, new memories await with RV, boat, and motorcycle loans as low as 7.75% APR* for a limited time. Save money with no application fee or pre-payment penalty and get pre-approved to save time and help with negotiating your purchase. If you already have a RV, boat, or motorcycle loan with another financial institution, you can refinance your existing loan and save!

Get Started

Want to begin your next adventure? Apply now to start saving!

Explore Rates

Check out our limited time rates for RVs, boats, and motorcycles!

Calculate Payments

Use this handy calculator to determine your monthly payment.

How to Get Started

Your next destination is only a few steps away! Here’s how you can apply for a RV, boat, or motorcycle loan or refinance your loan from another lender.

If you're not a Suncoast member yet, becoming one is easy, so you can apply for a RV, boat, or motorcycle loan. A minimum $5 deposit into a share account is all it takes to start your membership.

  1. Become a Suncoast member
  2. Apply for a RV, boat, or motorcycle loan once you're a member
  3. Save with a low rate on your RV, boat, or motorcycle loan

As a Suncoast member, you're just a few clicks away from applying for a great rate on your next RV, boat, or motorcycle loan!

  1. Log in below to apply
  2. Once approved, enjoy the savings on making memories in your new RV, boat, or motorcycle
 

Explore Rates

See how much you can save on your next adventures! Check out our RV, boat, watercraft, and motorcycle loans with rates as low as 7.75% APR*, for a limited time.

Choose a Product:

APR*
as low as

APR*
as low as

Annual Percentage Rate

Rate Type

Rate Type

Fixed or Variable

Max Term**

Max Term**

New Motorcycles 72 mos.

APR*
as low as

7.750 %

Rate Type

Fixed

Max Term**

72 mos.

Used Motorcycles 72 mos.

APR*
as low as

7.750 %

Rate Type

Fixed

Max Term**

72 mos.

New Recreational Vehicles 180 mos.

APR*
as low as

7.750 %

Rate Type

Fixed

Max Term**

180 mos.

Used Recreational Vehicles 180 mos.

APR*
as low as

7.750 %

Rate Type

Fixed

Max Term**

180 mos.

New Boat/Motor/Trailer 180 mos.

APR*
as low as

7.750 %

Rate Type

Fixed

Max Term**

180 mos.

Used Boat/Motor/Trailer 180 mos.

APR*
as low as

7.750 %

Rate Type

Fixed

Max Term**

180 mos.

Additional Information

  • New Motorcycles
    • Finance motorcycles and All Terrain Vehicles (ATVs) with Suncoast's motorcycle loans.
    • Get pre-approved. Apply in person, by phone or online.
    • No application fee. No prepayment penalty.
    • Present calender year model and previous three calender year models.
    • New A.T.V. 72 months maximum.
    • Payment Example: 60 payments of $20.17 per $1,000 borrowed based upon a 7.75% APR.
  • Used Motorcycles
    • Finance motorcycles and All Terrain Vehicles (ATVs) with Suncoast's motorcycle loans.
    • Get pre-approved. Apply in person, by phone or online.
    • No application fee. No prepayment penalty.
    • Four to Ten calendar year models as of January 1st.
    • Used A.T.V. 72 month maximum.
    • Payment Example: 60 payments of $20.17 per $1,000 borrowed based upon a 7.75% APR.
  • New Recreational Vehicles
    • When you're ready to experience RVing, Suncoast has the loan for you.
    • Get pre-approved. Apply in person, by phone or online.
    • No application fee. No prepayment penalty.
    • Present calendar year model and previous three calendar year models.
    • Maximum term available only on present and one previous year model.
    • Maximum of $400,000.00.
    • Payment Example: 180 payments of $9.13 per $1,000 borrowed based upon a 7.75% APR.
    • Not available for RVs being used as a primary residence.
  • Used Recreational Vehicles
    • When you're ready to experience RVing, Suncoast has the loan for you.
    • Get pre-approved. Apply in person, by phone or online.
    • No application fee. No prepayment penalty.
    • Maximum of $400,000.00.
    • Up to Ten calendar year models as of January 1st.
    • Payment Example: 180 payments of $9.14 per $1,000 borrowed based upon a 7.75% APR.
    • Not available for RVs being used as a primary residence.
  • New Boat/Motor/Trailer
    • Suncoast boat loans for financing boats, motors, trailers and personal watercraft.
    • Get pre-approved. Apply in person, by phone or online.
    • No application fee. No prepayment penalty.
    • Present calendar year model and previous three calendar year models.
    • Personal watercraft 72 months maximum.
    • Payment Example: 144 payments of $10.70 per $1,000 borrowed based upon a 7.75% APR.
    • Not available for Boats being used as a primary residence.
  • Used Boat/Motor/Trailer
    • Suncoast boat loans for financing boats, motors, trailers and personal watercraft.
    • Get pre-approved. Apply in person, by phone or online.
    • No application fee. No prepayment penalty.
    • Ten calendar year models as of January 1.
    • Personal watercraft 72 months maximum.
    • Payment Example: 144 payments of $10.70 per $1,000 borrowed based upon a 7.75% APR.
    • Not available for Boats being used as a primary residence.

Calculate Your Monthly Payment

Find out how much you can save on all your future adventures in your RV, boat, or motorcycle with our payment calculator.

 

Don’t miss out on this limited time rate!

Get pre-approved for your loan to help give you negotiating power when you make your purchase. Remember, the 7.75% APR* is only available for a limited time.

Apply online today and start making memories!

Or apply in-person at any Suncoast location.

 

*APR = Annual Percentage Rate effective 9/11/2023. Subject to term and credit qualifications. Annual percentage rates may vary. Membership and/or participation fees may apply. Inquire about specific fees for a product through your credit union. Existing Suncoast loans are not eligible for refinance or rate discount. Rate shown is valid for present calendar year model and previous ten calendar year models.