Vehicle Loans

Whether you’re buying or refinancing a vehicle, we want to make the process simple and help you save money! Get preapproved and enjoy low rates, flexible term options, and an easy financing experience.

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Discover the Right Vehicle Loan for You

Select an option below to find the right loan for the ride you'll love:

Auto Loans

Best for new or used autos. Special rate for EV and Hybrid cars/trucks. No application fee. No prepayment penalty.

As low as 7.500% APR*. Up to 72-month Term.View Auto Loans

Boat Loans

Purchase or refinance a boat, motor, or personal watercraft. No prepayment penalty.

As low as 7.750% APR*. Up to 180-month Term.View Boat Loans

Recreational Vehicles (RVs)

Low fixed interest rate to purchase or refinance a new/used RV.

As low as 7.750% APR*. Up to 180-month Term.View Recreational Vehicles (RVs)

Motorcycle Loans

Perfect for new or used Motorcycle/ATV/UTV. Special terms & cond. for Harley Davidsons.

As low as 7.500% APR*. Up to $50,000 for Select Makes.View Motorcycle Loans

Explore Suncoast Vehicle Loans Benefits

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Vehicle Loan Rates

^Maximum term for APR shown displayed in months.

Additional Information

New Autos

Get pre-approved. Apply in person, by phone or online.
No application fee.
No prepayment penalty.
Other rates and terms up to 84 months are available.
New is defined as 2023 to current model year vehicles.
Rates vary based on term.
Payment Example: 60 payments of $19.93 per $1,000 borrowed based upon a 7.50% APR.

Used Autos

Get pre-approved. Apply in person, by phone or online.
No application fee.
No prepayment penalty.
Other rates and terms up to 72 months are available.
Used is defined as 2016-2022 model years.
Rates vary based on term.
Payment Example: 60 payments of $20.28 per $1,000 borrowed based upon a 8.00% APR.

New Harley Davidson MC

We know Harley Davidsons are special - that's why we offer special financing!
Get preapproved. Apply in person, by phone or online.
No application fee.
No prepayment penalty.
Other rates and terms up to 84 months are available.
New is defined as 2023 to current model year vehicles.
Rates vary based on term.
Maximum loan amount $50,000.
Payment Example: 60 payments of $19.93 per $1,000 borrowed based upon a 7.50% APR.

Used Harley Davidson MC

We know Harley Davidson's are special - that's why we offer special financing.
Get pre-approved. Apply in person, by phone or online.
No application fee. No prepayment penalty.
Other rates and terms up to 72 months are available.
Used is defined as 2016-2022 model years.
Rates vary based on term.
Payment Example: 60 payments of $19.93 per $1,000 borrowed based upon a 7.50% APR.

New Motorcycles

Finance motorcycles and All Terrain Vehicles (ATVs) with Suncoast's motorcycle loans.
Get preapproved. Apply in person, by phone or online.
No application fee. No prepayment penalty.
New is defined as 2023 to current model year vehicles.
New A.T.V. 72 months maximum.
Payment Example: 60 payments of $20.17 per $1,000 borrowed based upon a 7.75% APR.

Used Motorcycles

Finance motorcycles and All Terrain Vehicles (ATVs) with Suncoast's motorcycle loans.
Get preapproved. Apply in person, by phone or online.
No application fee. No prepayment penalty.
Used is defined as 2016-2022 model years.
Used A.T.V. 72 month maximum.
Payment Example: 60 payments of $20.17 per $1,000 borrowed based upon a 7.75% APR.

New Recreational Vehicles

When you're ready to experience RVing, Suncoast has the loan for you.
Get preapproved. Apply in person, by phone or online.
No application fee. No prepayment penalty.
Present calendar year model and previous three calendar year models.
New is defined as 2023 to current model year vehicles.
Maximum of $400,000.00.
Payment Example: 180 payments of $9.13 per $1,000 borrowed based upon a 7.75% APR.
Not available for RVs being used as a primary residence.

Used Recreational Vehicles

When you're ready to experience RVing, Suncoast has the loan for you.
Get preapproved. Apply in person, by phone or online.
No application fee. No prepayment penalty.
Maximum of $400,000.00.
Used is defined as 2016-2022 model years.
Payment Example: 180 payments of $9.14 per $1,000 borrowed based upon a 7.75% APR.
Not available for RVs being used as a primary residence.

New Boat/Motor/Trailer

Suncoast boat loans for financing boats, motors, trailers and personal watercraft.
Get preapproved. Apply in person, by phone or online.
No application fee. No prepayment penalty.
New is defined as 2023 to current model year vehicles.
Personal watercraft 72 months maximum.
Payment Example: 144 payments of $10.70 per $1,000 borrowed based upon a 7.75% APR.
Not available for Boats being used as a primary residence.

Used Boat/Motor/Trailer

Suncoast boat loans for financing boats, motors, trailers and personal watercraft.
Get preapproved. Apply in person, by phone or online.
No application fee. No prepayment penalty.
Used is defined as 2016-2022 model years.
Personal watercraft 72 months maximum.
Payment Example: 144 payments of $10.70 per $1,000 borrowed based upon a 7.75% APR.
Not available for Boats being used as a primary residence.

Illustrated car comparing insurance coverage to gap coverage

Safety and Protection

What Is GAP and What Does it Cover?

If you’re making car payments, Guaranteed Asset Protection (GAP) is a type of coverage that can save you a ton of money if your car is lost or totaled. Let’s explore what GAP is and what it covers.