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RESOURCES FOR MEMBERS: Hurricane SeasonCOVID-19COVID-19 (Business)

Mortgage Solutions

Big Savings.
Personalized Service.

Suncoast can help make life's major purchases a little easier.

Find Your
Dream Home

We have mortgage options to fit your needs and we'll make the process less stressful with our on-time closing guarantee.*

All Your Home Needs, Under
One Roof

Suncoast offers mortgages, real estate, insurance and title services to make your life easier.

Couple moving into new home
Couple moving into new home

All Your Home Needs, Under One Roof

Suncoast offers mortgages, real estate, insurance and title services to make your life easier.

Couple looking for home with realtor

First Time Homebuyer Program

Our enhanced program** expands opportunities for new homebuyers.

Couple looking for home with realtor

First Time Homebuyer Program

Our enhanced program** expands opportunities for new homebuyers.

Refinancing

Refinance with Rates that Make You Smile

Refinancing can be great if you're undergoing home improvement or debt consolidation, or if you want to lower your monthly payment.

Member trying to get refinance rates

*On-Time Closing Guarantee is available only for approved loans to finance the purchase of owner-occupied 1-2 unit residences in the state of Florida. Loans subject to creditworthiness and other terms and conditions. Application date means the date upon which Suncoast shall have received the applicant's completed application and a copy of the fully executed sales contract. Guaranteed closing date means the later of (1) the date which is thirty (30) calendar days after the Application Date or (2) the closing date identified in the Sales Contract. Shall not be combined with any other offers. Excludes mobile or manufactured homes, loans that include any subordinate financing or loans where applicant is seeking Down Payment Assistance from any governmental agency. Credit to be applied at closing. Additional terms and conditions apply. Please refer to Guaranteed Closing Date Agreement for all other terms and conditions. Program is subject to change or cancellation without notice. This is not an offer to extend credit.

**Please note the maximum household income permitted to qualify for this program is 200% of the HUD Area Median Income in the county in which the property is located. You must complete a Suncoast approved First Time Homebuyer class and provide the certificate of completion prior to closing. Visit HUD.gov to locate a local class in the county of the property being purchased or complete an online course offered by Fannie Mae. There is an up-front, non-refundable fee for the online class charged by, and paid directly to Fannie Mae. Visit the Fannie Mae online course website at knowyouroptions.com/framework.

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