Suncoast offers all the personal banking services you’d expect from a bank and more — with added benefits for you and your community.

Smart Checking

couple looking out into lake

Your Suncoast Smart Checking® account is free and convenient. As an added bonus, every time you use your debit card, you earn rewards for yourself and we give back to the community.

  • Free ATM access at Suncoast ATMS, select McDonald’s®, Publix® Presto® ATMs and tens of thousands more through the CO-OP Network
  • ScoreCard® Reward Bonus Points on all purchases made with your card, net of returns
  • No monthly fees and a wealth of other benefits that set us apart
  • Student Checking for members age 16-18 with a parent joint on the account

Savings Accounts

woman sitting on rocks looking out into lake and mountains

We care about the long-term financial well being of our members. Saving with Suncoast can help you prepare for your future.

Mobile Banking

Suncoast mobile banking lets you easily access your accounts from the convenience of your mobile phone or tablet.

  • Manage finances quickly, safely and securely with SunMobile, our mobile app
  • Get the download for Apple iOS
  • Get the download for Android

Online Banking

Easily access all of your accounts from any computer using SunNet, Suncoast’s online banking service.

  • Transfer funds, schedule payments, manage money and more 24/7
  • Make payments to anyone at anytime using SunNet bill pay
  • Create budgets and manage your money in multiple accounts with SunMoney

Other Banking Services


We offer our members a variety of other services you’d expect from a bank, with better rates and fewer fees.

  • Check cashing
  • Checks and money orders
  • Safe deposit boxes
  • Notary services