Features that Go Above and Beyond

You expect a lot out of a checking account, and so do we. Smart Checking™ is simple and free, and it helps your community every time you use your check card.

Select a Service:

  • Perks for Local Schools

    With Smart Checking™, you'll get the free Suncoast Debit Card that rewards the community each time you use it. Here’s how it works:

    Give Back

    Every time you make a purchase with your debit card, Suncoast donates two cents to the Suncoast Credit Union Foundation, a 501(c) (3) nonprofit organization established to help children in the communities we serve. See how those pennies add up.

    Debit Cards Will No Longer Earn ScoreCard Rewards

    Effective January 1, 2019, ScoreCard Rewards points will no longer be earned on debit card transactions. Members can still redeem existing rewards points for gas, travel or merchandise.  Here’s how:

    Visit ScoreCard® Rewards Bonus Points, to redeem existing points for travel and merchandise. You can also save at the pump using your existing points. It's easy, when you swipe your Suncoast credit or debit card at a participating gas station, the card will display a message asking if you want to redeem points for discounted gas. Spend, swipe and save! Learn more.

Free Account Access – Now that's Smart!

All of our Suncoast checking accounts are fee-free! Plus you can earn rewards points and help local students every time you use your debit card. We’re proud of how we stack up against banks. See for yourself what “free” means at Suncoast! Plus, Suncoast understands sometimes you need another option when you're having trouble qualifying for a traditional checking account. That's why we offer our Smart Start Checking account to help you manage your finances.

Effective March 22, 2018, complimentary Suncoast exclusive style checks (for new accounts and one box per year for existing accounts) will only be available for Choice 55 Checking accounts.

Choose a Product:

Product Name

Initial Deposit

Minimum Balance

Rate Type

Dividend Rates*

APY**

Term in Months

Show Product Detail
Smart Checking

Initial Deposit

$0.00

Minimum Balance

$0.00

Rate Type

Variable

Dividend Rates*

0.05 %

APY**

0.05 %

Term in Months

N/A

  • Convenient mobile apps (iOS & Android) for online banking and check depositing while on-the-go.
  • Each time you use your debit card for a purchase, Suncoast donates money to benefit local schools.
  • Dividends are compounded daily and credited monthly.
Show Product Detail
Teen Checking

Initial Deposit

$0.00

Minimum Balance

$0.00

Rate Type

Variable

Dividend Rates*

0.05 %

APY**

0.05 %

Term in Months

N/A

  • Convenient mobile apps (iOS & Android) for online banking while on-the-go.
  • Each time you use your debit card for a purchase, Suncoast donates money to benefit local schools.
  • Dividends are compounded daily and credited monthly.
Show Product Detail
Smart Start Checking

Initial Deposit

$0.00

Minimum Balance

$0.00

Rate Type

Variable

Dividend Rates*

0.05 %

APY**

0.05 %

Term in Months

N/A

  • Convenient mobile apps (iOS & Android) for online banking.
  • Each time you use your debit card for a purchase, Suncoast donates money to benefit local schools.
  • Dividends are compounded daily and credited monthly.
.

 

Additional features you’ll get with Smart Checking, Teen Checking and Smart Start Checking† at Suncoast include:

  • ScoreCard Bonus Reward Points
  • Free online banking, bill pay and mobile banking
  • Free ATM access at Suncoast ATMs, Publix Presto ATMs, McDonald’s® ATMs in select counties1 and tens of thousands more through the CO-OP Network
  • No monthly service fees, no activation fees, no ATM fees from Suncoast ATMs, Publix Presto ATMs or within the CO-OP Network
  • Direct deposit and payroll deduction
  • eStatements and combined account statements, also available in Spanish
  • Free images of cleared checks (up to 90-day account history)
  • Visa Account Updater (VAU), which will automatically update your cardholder data with participating merchants when your card information changes, including recurring payments and card-on-file relationships. If you wish to opt-out of Visa Account Updater, you may do one of the following:

    • Call our Member Care Center: 813-621-7511 or 800-999-5887
    • Visit your local branch
    • Mail written request to: Suncoast Credit Union, ATM001, PO Box 11904, Tampa, FL 33680
Download Suncoast's app SunMobile

Download the SunMobile app

Download Suncoast's app SunMobile

Suncoast's mobile app, SunMobile, lets you manage finances quickly, safely and securely from the convenience of your smartphone or tablet. Easily deposit checks, pay bills, transfer funds, locate the nearest branches and ATMs, and view check images, all from the convenience of your mobile device.

 

Suncoast Credit Union Mobile App SunMobile

Get the SunMobile App!
Apple App Store Badge   Google Play Badge