Student Checking Account
Managing your own money in your own account is a big responsibility. But Suncoast is here to help – every step of the way.
- Overview
- Student Checking
- Debit Cards
- Switching Accounts
- Direct Deposit
- Overdraft Protection
- Order New Checks
- Mobile & Online Banking
Select a Service:
-
Open a Teen Checking Account
If you’re 13 or older, and your parent or legal guardian is willing to be a joint owner, our teen checking account is perfect for you. And it’s free.
Already a member? Visit a local branch to open a checking account.
Not a Member?
Choose a Product:
Initial Deposit
Minimum Balance
Rate Type
Fixed or Variable
Dividend Rates*
APY**
Annual Percentage Rate
Term in Months
Smart Checking $0
Initial Deposit
$0.00
Minimum Balance
$0.00
Rate Type
Variable
Dividend Rates*
0.010 %
APY**
0.010 %
Term in Months
N/A
Additional Information
-
Smart Checking
- $5 opening deposit required when opening online only.
- Convenient mobile apps (iOS & Android) for online banking and check depositing while on-the-go.
- Each time you use your debit card for a purchase, Suncoast donates money to benefit local schools.
- Dividends are compounded daily and credited monthly.
- Free debit card
- Free ATM access at Suncoast ATMS, Publix Presto ATMs, and tens of thousands more through the CO-OP Network
- No monthly service fees, no activation fees, no ATM fees from Suncoast ATMs, Publix Presto ATMs or within the CO-OP Network
- Effective March 22, 2018, complimentary Suncoast exclusive style checks (for new accounts and one box per year for existing accounts) will only be available for members ages 55 and up.
- Free online banking, bill pay and mobile banking
- eStatements and combined account statements, also available in Spanish
- Free images of cleared checks (up to 90-day account history)
- Visa Account Updater (VAU), which will automatically update your cardholder data with participating merchants when your card information changes, including recurring payments and card-on-file relationships. If you wish to opt-out of Visa Account Updater, you may do one of the following:
- Call our Member Care Center: 813-621-7511 or 800-999-5887
- Visit your local branch
- Mail written request to: Suncoast Credit Union, ATM001, PO Box 11904, Tampa, FL 33680
Debit Cards for Teens
When you turn 13, with the approval of your parent or legal guardian, you become eligible to open your first checking account with Suncoast. Once you open an account, you’ll get a free debit card that rewards the community each time you use it.
Here’s how it works:
Use It Everywhere
Use your debit card anywhere you already shop — at the movies, your favorite stores, restaurants, gas stations and more. You can also use it as an ATM card for free at hundreds of Suncoast ATMs, Publix® Presto® ATMs*, and nearly 30,000 more ATMs nationwide through the CO-OP Network.
*Balance inquires will incur a $1 charge.Give Back
Every time you use your card, we’ll donate two cents to the Suncoast Credit Union Foundation, a 501(c) (3) nonprofit organization established to help children in the communities we serve.
Already a member? Visit a local branch to open a checking account.