Money Market Accounts
A money market account is a versatile savings account option. It offers the great rates of a savings account with the accessibility of a checking account.
You can benefit from getting higher returns on your deposits, and still have the flexibility of accessing to your funds when you need them.
Members: Open a money market account
Not a Suncoast member? Join Now!
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Explore Money Market Accounts Rates
Choose a Product:
Initial Deposit
Account Balance
Rate Type
Fixed or Variable
Dividend
APY**
Annual Percentage Yield
Money Market Account $0
Initial Deposit
$1,000.00
Account Balance
$0.00 - $999.99
Rate Type
Variable
Dividend
1.143 %
APY**
1.150 %
Money Market Account $1,000
Initial Deposit
$1,000.00
Account Balance
$1,000.00 - $24,999.99
Rate Type
Variable
Dividend
1.292 %
APY**
1.300 %
Money Market Account $25,000
Initial Deposit
$1,000.00
Account Balance
$25,000.00 - $49,999.99
Rate Type
Variable
Dividend
1.390 %
APY**
1.400 %
Money Market Account $50,000
Initial Deposit
$1,000.00
Account Balance
$50,000.00 - $99,999.99
Rate Type
Variable
Dividend
1.489 %
APY**
1.500 %
Money Market Account $100,000
Initial Deposit
$1,000.00
Account Balance
$100,000.00 - $249,999.99
Rate Type
Variable
Dividend
1.980 %
APY**
2.000 %
Money Market Account $250,000
Initial Deposit
$1,000.00
Account Balance
$250,000.00 - $499,999.99
Rate Type
Variable
Dividend
2.469 %
APY**
2.500 %
Money Market Account $500,000
Initial Deposit
$1,000.00
Account Balance
$500,000.00 and greater
Rate Type
Variable
Dividend
2.956 %
APY**
3.000 %
Uniform Transfers to Minors $0
Initial Deposit
$0.00
Account Balance
$0.00 - $999.99
Rate Type
Variable
Dividend
0.150 %
APY**
0.150 %
Uniform Transfers to Minors $1,000
Initial Deposit
$0.00
Account Balance
$1,000.00 and greater
Rate Type
Variable
Dividend
0.499 %
APY**
0.500 %
Additional Information
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Money Market Account
- A high-yield account with a tiered dividend rate. Once a particular balance range is met, the dividend rate and Annual Percentage Yield for that balance range will apply to the full balance of your account.
- No minimum balance is required, however a minimum of $1,000 is needed to earn interest.
- Dividends are compounded daily and credited monthly.
- Interest rate varies based upon account balance.
- Rates are variable and may change after the account is opened.
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Uniform Transfers to Minors
- A custodial account, established under the Florida Uniform Transfers to Minors Account, UTMA can be used as a savings, checking, certificate or money market account and allows you to permanently transfer funds to a minor.
- Funds withdrawn can only be used for the designated minor.
- Dividends are compounded monthly and credited monthly.
Ready to apply?
Members: Open a money market account
Not a Suncoast member? Join Now!
How Money Market Accounts Work
Money market accounts are savings accounts that share some features with a checking account. Learn more about how money market accounts work on our blog.
