Money Market Accounts

A money market account is a versatile savings account option. It offers the great rates of a savings account with the accessibility of a checking account.

You can benefit from getting higher returns on your deposits, and still have the flexibility of accessing to your funds when you need them.

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Explore Money Market Accounts Rates

Choose a Product:

Initial Deposit

Initial Deposit

Account Balance

Account Balance

Rate Type

Rate Type

Fixed or Variable

Dividend Rates

Dividend Rates

APY**

APY**

Annual Percentage Yield

Money Market Account $0

Initial Deposit

$1,000.00

Account Balance

$0.00 - $999.99

Rate Type

Variable

Dividend Rates

0.050 %

APY**

0.050 %

Money Market Account $1,000

Initial Deposit

$1,000.00

Account Balance

$1,000.00 - $24,999.99

Rate Type

Variable

Dividend Rates

0.200 %

APY**

0.200 %

Money Market Account $25,000

Initial Deposit

$1,000.00

Account Balance

$25,000.00 - $49,999.99

Rate Type

Variable

Dividend Rates

0.250 %

APY**

0.250 %

Money Market Account $50,000

Initial Deposit

$1,000.00

Account Balance

$50,000.00 - $99,999.99

Rate Type

Variable

Dividend Rates

0.300 %

APY**

0.300 %

Money Market Account $100,000

Initial Deposit

$1,000.00

Account Balance

$100,000.00 and greater

Rate Type

Variable

Dividend Rates

0.349 %

APY**

0.350 %

Money Market Account $250,000

Initial Deposit

$1,000.00

Account Balance

$250,000.00 and greater

Rate Type

Variable

Dividend Rates

0.399 %

APY**

0.400 %

Uniform Transfers to Minors $0

Initial Deposit

$0.00

Account Balance

$0.00 - $999.99

Rate Type

Variable

Dividend Rates

0.150 %

APY**

0.150 %

Uniform Transfers to Minors $1,000

Initial Deposit

$0.00

Account Balance

$1,000.00 and greater

Rate Type

Variable

Dividend Rates

0.499 %

APY**

0.500 %

Additional Information

  • Money Market Account
    • A high-yield account with a tiered dividend rate. Once a particular balance range is met, the dividend rate and Annual Percentage Yield for that balance range will apply to the full balance of your account.
    • No minimum balance is required, however a minimum of $1,000 is needed to earn interest.
    • Dividends are compounded daily and credited monthly.
    • Interest rate varies based upon account balance.
    • Rates are variable and may change after the account is opened.
  • Uniform Transfers to Minors
    • A custodial account, established under the Florida Uniform Transfers to Minors Account, UTMA can be used as a savings, checking, certificate or money market account and allows you to permanently transfer funds to a minor.
    • Funds withdrawn can only be used for the designated minor.
    • Dividends are compounded monthly and credited monthly.

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How Money Market Accounts Work

Money market accounts are savings accounts that share some features with a checking account. Learn more about how money market accounts work on our blog.