Visa Credit Cards
From rewards, to balance transfers, to impeccable member service, we have all the great amenities you’d expect from your credit card.
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Select a Service:
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Compare Suncoast Visa Credit Cards
Suncoast works hard to ensure you’re getting low fixed rates, with lots of extras and no hidden fees – from your first credit card all the way up to Rewards Platinum.
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Choose a Product:
Purchase APR*
as low as
as low as
Annual Percentage Rate
Cash Advance APR
as low as
as low as
Annual Percentage Rate
Balance Transfer APR
as low as
as low as
Annual Percentage Rate
Credit Limit
Rewards Platinum $500 - $50,000
Purchase APR*
as low as
11.900%
Cash Advance APR
as low as
13.900%
Balance Transfer APR
as low as
13.900%
Credit Limit
$500 - $50,000
Rewards Classic Starter $300 - $500
Purchase APR*
as low as
15.900%
Cash Advance APR
as low as
17.900%
Balance Transfer APR
as low as
17.900%
Credit Limit
$300 - $500
Rewards Student Classic $500
Purchase APR*
as low as
15.900%
Cash Advance APR
as low as
17.900%
Balance Transfer APR
as low as
17.900%
Credit Limit
$500
Rewards Share Secured $300 - $5,000
Purchase APR*
as low as
17.900%
Cash Advance APR
as low as
18.000%
Balance Transfer APR
as low as
18.000%
Credit Limit
$300 - $5,000
Additional Information
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Rewards Platinum
From everyday transactions, to overdraft protection, emergencies, major purchases and everything in between, Suncoast's Rewards Platinum VISA has you covered. And with low interest rates, no annual fees and your choice of rewards, it makes the perfect credit card.
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Rewards Classic Starter
When it comes time to choosing your first credit card, Suncoast's here to help. All Suncoast VISA credit cards feature low interest rates, no annual fees and your choice of rewards.
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Rewards Student Classic
This special credit card was designed exclusively for students attending two or four-year accredited colleges or universities. The Rewards Student Classic VISA makes a great first credit card for students.
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Rewards Share Secured
The Rewards Share Secured credit card lets you pledge your share savings or share certificate account to secure your VISA — making it the ideal card for members without established credit or who have past credit challenges.

Why Suncoast
Suncoast answers exclusively to our members and, because we’re not for profit, we’re able to offer benefits that banks don’t. Here are just a few:
- Low fixed interest rates
- No annual fees or any hidden fees
- Rewards for you and your community
- Your interest rate is determined by your credit score — and it doesn’t change if you miss a payment.
Tap to pay and be on your way!
Our amazing credit card just got even better! Enjoy all of the features you love plus touch-free pay options so you can securely pay for purchases without touching the card reader.
It’s a simple, fast and safe way to pay!
How do contactless credit cards work?

1. Look

2. Tap

3. Go
Contactless card technology allows you to pay without touching, inserting, or swiping your credit card. Simply look for the contactless symbol on the checkout terminal, then hold your card a few inches away from the reader to pay for your purchase.
Want to learn more about contactless credit cards? Check out our frequently asked questions.
Mobile Pay Available for Your Credit Cards
We offer mobile pay options including Apple Pay, Android Pay and Samsung Pay. These apps are easy to use, secure and accepted in millions of stores across the country. Go to our mobile pay page to learn more.
Check out our credit card interest rates and fees for yourself. Additional features you’ll get with Rewards Platinum, Rewards Classic Starter, Rewards Student Classic, and Rewards Share Secured at Suncoast include
- No annual fee
- No expiration on rewards
- No fees on balance transfers or cash advances
- No punitive interest rates for late or missed payments
- 25-day interest-free grace period on all new purchases
- Cards for additional users at no extra charge
- ID Navigator powered by NortonLifeLock and Visa
- Free common carrier travel insurance when you purchase plane tickets with your card
- Use your Suncoast Visa contactless card to stay safe with a no-touch interaction while paying at any contactless-enabled terminal
- 24/7 online or telephone access for cash advances, inquiries, and payments
- Low minimum monthly payments — only 2% of balance or $10, whichever is greater
- 0% Liability for Fraud. If fraud does occur, you will not incur losses
- Visa Account Updater (VAU), which will automatically update your cardholder data with participating merchants when your card information changes, including recurring payments and card-on-file relationships

Bring Us With You

Download the SunMobile App!
The SunMobile app lets you manage your finances quickly, safely and securely from the convenience of your smartphone or tablet.
Easily deposit checks6, pay bills, pay a person, transfer funds, locate the nearest branches and ATMs, and view check images with SunMobile.
6Minimum credit or risk score required.
System requirements.