Credit Cards

Suncoast offers a variety of credit cards to meet the needs of our members. We’re here to help find the right one for you.

We Have It All

Suncoast Credit Union ReviewsFrom rewards, to balance transfers to impeccable member service — we have all the great amenities you’d expect from Suncoast.

  • Florida College Affinity Program

    A Credit Card with a Purpose

    Suncoast Credit Union and Florida College are excited to announce a new way for Florida College alumni to stay connected and support their alma mater. As a Suncoast member, each time you use your new Florida College affinity credit card for everyday purchases, a portion of your transaction directly funds student scholarships available at Florida College.

    Introducing the Florida College Affinity Credit Card

    The Florida College Rewards Platinum Visa Credit Card was created with alumni in mind.

    • Direct return to Florida College and future alumni. Florida College receives a portion of retail purchases made with your affinity credit card, which will be used to fund student scholarships.
    • Competitive low rates 
    • Your choice of either rewards points (redeemable for travel and valuable merchandise) or cash back rewards (1% on every dollar you spend)
    • Your choice of two different Florida College-themed card designs
    • Credit limits from $500 to $30,000
    • Florida College Affinity Program

    You must be a Suncoast Credit Union member to open a Florida College Rewards Platinum Visa Credit Card. All Florida College alumni are eligible for Suncoast Credit Union membership. Join today.

    Every Swipe Benefits Florida College
    Suncoast Credit Union is committed to philanthropic and educational efforts in our community. Our partnership with Florida College is another great opportunity to support higher education in our community. Learn more about our community outreach.

    Make Your Purchasing Power More Meaningful
    Apply for your new Florida College Rewards Platinum Visa Credit Card online or by logging into SunNet Online Banking.

    If you’re not a member yet but would like a Florida College Rewards Platinum Visa Credit Card, join Suncoast Credit Union so you can start enjoying the benefits of credit union membership and a credit card that supports Florida College.

Compare Suncoast VISA Credit Cards

Suncoast works hard to ensure you’re getting the most competitive rates, with lots of extras and no hidden fees – from your first credit card all the way up to Rewards Platinum.

Purchase APR*
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Cash Advance APR
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Balance Transfer APR
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Credit Limit

Rewards Platinum 8.9% 10.9% 10.9% $500 - $30,000

From everyday transactions, to overdraft protection, emergencies, major purchases and everything in between, Suncoast's Rewards Platinum VISA has you covered. And with low interest rates, no annual fees and your choice of rewards, it makes the perfect first credit card. 

Rewards Classic Starter 12.9% 14.9% 14.9% $300 - $500

When it comes time to choosing your first credit card, Suncoast's here to help. All Suncoast VISA credit cards feature low interest rates, no annual fees and your choice of rewards. 

Rewards Student Classic 12.9% 14.9% 14.9% $500

This special credit card was designed exclusively for students attending two or four-year accredited colleges or universities. The Rewards Student Classic VISA makes a great first credit card for students. 

Rewards Share Secured 14.9% 16.9% 16.9% $500 - $2,000

The Rewards Share Secured credit card lets you pledge your share savings or share certificate account to secure your VISA — making it the ideal card for members without established credit or who have past credit challenges.


Check out our credit card interest rates and fees for yourself. Additional features you’ll get with Rewards Platinum, Rewards Classic Starter, Rewards Student Classic, and Rewards Share Secured at Suncoast include

  • No annual fee
  • No expiration on rewards
  • No fees on balance transfers, cash advances or convenience checks
  • No punitive interest rates for late or missed payments
  • 25-day interest-free grace period on all new purchases
  • Cards for additional users at no extra charge
  • Free automatic car rental insurance
  • Free common carrier travel insurance when you purchase plane tickets with your card
  • 24/7 online or telephone access for cash advances, inquiries, and payments
  • Low minimum monthly payments — only 2% of balance or $10, whichever is greater
  • 0% Liability for Fraud. If fraud does occur, you will not incur losses
  • Visa Account Updater (VAU), which will automatically update your cardholder data with participating merchants when your card information changes, including recurring payments and card-on-file relationships 
Fuel Up Rewards. Spend, swipe and save.

Fuel Up Rewards

Use your Suncoast credit or debit card for everyday purchases to earn ScoreCard Bonus Points. Swipe your card at a participating BP at the pump. Redeem 1,500 points for $.50 off per gallon up to 20 gallons.* Save money at the pump instantly.