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Credit Cards

Suncoast offers a variety of credit cards to meet the needs of our members. We’re here to help find the right one for you.

We Have It All

Suncoast Credit Union ReviewsFrom rewards, to balance transfers to impeccable member service — we have all the great amenities you’d expect from Suncoast.

  • Transfer your balance now and save for life

    Break free from high interest rates

    If high interest rates are holding you back from saving money, we can help! Reduce your debt with a 4.9% APR* balance transfer to a Suncoast Rewards Credit Card.

    • Save money with no transfer fee and no annual fee
    • Maintain savings over time with a 4.9% APR that lasts the life of the loan
    • Earn cash back or rewards points on all purchases with the Suncoast Rewards Credit Card
    • Stay protected with credit cards that come with built-in chip technology to help keep you safe

    Transfer Your Balance Online:

    Apply for a Suncoast Rewards credit card or apply for a credit limit increase:

     

    Or call 800.999.5887 to learn more from a member service representative.

     

    *Annual Percentage Rate, effective January 1, 2017 through March 31, 2017. The rate will remain in effect until the transferred balance is paid in full. Payments are first applied to balances with the highest APR. Offer valid to cardholders in good standing with available balance.

Compare Suncoast VISA Credit Cards

Suncoast works hard to ensure you’re getting the most competitive rates, with lots of extras and no hidden fees – from your first credit card all the way up to Rewards Platinum.

Purchase APR*
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Cash Advance APR
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Balance Transfer APR
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Credit Limit

Rewards Platinum 8.9% 10.9% 10.9% $500 - $30,000

From everyday transactions, to overdraft protection, emergencies, major purchases and everything in between, Suncoast's Rewards Platinum VISA has you covered. And with low interest rates, no annual fees and your choice of rewards, it makes the perfect first credit card. 

Rewards Classic Starter 12.9% 14.9% 14.9% $300 - $500

When it comes time to choosing your first credit card, Suncoast's here to help. All Suncoast VISA credit cards feature low interest rates, no annual fees and your choice of rewards. 

Rewards Student Classic 12.9% 14.9% 14.9% $500

This special credit card was designed exclusively for students attending two or four-year accredited colleges or universities. The Rewards Student Classic VISA makes a great first credit card for students. 

Rewards Share Secured 14.9% 16.9% 16.9% $500 - $2,000

The Rewards Share Secured credit card lets you pledge your share savings or share certificate account to secure your VISA — making it the ideal card for members without established credit or who have past credit challenges.

 

Check out our credit card interest rates and fees for yourself. Additional features you’ll get with Rewards Platinum, Rewards Classic Starter, Rewards Student Classic, and Rewards Share Secured at Suncoast include

  • No annual fee
  • No expiration on rewards
  • No fees on balance transfers, cash advances or convenience checks
  • No punitive interest rates for late or missed payments
  • 25-day interest-free grace period on all new purchases
  • Cards for additional users at no extra charge
  • Free automatic car rental insurance
  • Free common carrier travel insurance when you purchase plane tickets with your card
  • 24/7 online or telephone access for cash advances, inquiries, and payments
  • Low minimum monthly payments — only 2% of balance or $10, whichever is greater
  • 0% Liability for Fraud. If fraud does occur, you will not incur losses
  • Visa Account Updater (VAU), which will automatically update your cardholder data with participating merchants when your card information changes, including recurring payments and card-on-file relationships