Credit Cards

Suncoast offers a variety of credit cards to meet the needs of our members. We’re here to help find the right one for you.

We Have It All

Suncoast Credit Union ReviewsFrom rewards, to balance transfers to impeccable member service — we have all the great amenities you’d expect from Suncoast.

Select a Service:

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    Break free from high interest rates

    Start saving money by transferring your high rate credit cards to the Suncoast Rewards Visa® Credit Card.

    • No balance transfer processing fee and no annual fee
    • The Suncoast Rewards Visa Credit Card allows you to earn cash back or rewards on all purchases
    • Credit cards with built-in chip technology are now available to help keep you protected

    Or call 800.999.5887 to learn more from a member service representative.

Compare Suncoast VISA Credit Cards

Suncoast works hard to ensure you’re getting the most competitive rates, with lots of extras and no hidden fees – from your first credit card all the way up to Rewards Platinum.

Choose a Product:

Purchase APR*
as low as

Cash Advance APR
as low as

Balance Transfer APR
as low as

Credit Limit

Show Product Detail
Rewards Platinum

Purchase APR*
as low as

8.9%

Cash Advance APR
as low as

10.9%

Balance Transfer APR
as low as

10.9%

Credit Limit

$500 - $30,000

From everyday transactions, to overdraft protection, emergencies, major purchases and everything in between, Suncoast's Rewards Platinum VISA has you covered. And with low interest rates, no annual fees and your choice of rewards, it makes the perfect first credit card. 

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Rewards Classic Starter

Purchase APR*
as low as

12.9%

Cash Advance APR
as low as

14.9%

Balance Transfer APR
as low as

14.9%

Credit Limit

$300 - $500

When it comes time to choosing your first credit card, Suncoast's here to help. All Suncoast VISA credit cards feature low interest rates, no annual fees and your choice of rewards. 

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Rewards Student Classic

Purchase APR*
as low as

12.9%

Cash Advance APR
as low as

14.9%

Balance Transfer APR
as low as

14.9%

Credit Limit

$500

This special credit card was designed exclusively for students attending two or four-year accredited colleges or universities. The Rewards Student Classic VISA makes a great first credit card for students. 

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Rewards Share Secured

Purchase APR*
as low as

14.9%

Cash Advance APR
as low as

16.9%

Balance Transfer APR
as low as

16.9%

Credit Limit

$500 - $2,000

The Rewards Share Secured credit card lets you pledge your share savings or share certificate account to secure your VISA — making it the ideal card for members without established credit or who have past credit challenges.

 

Check out our credit card interest rates and fees for yourself. Additional features you’ll get with Rewards Platinum, Rewards Classic Starter, Rewards Student Classic, and Rewards Share Secured at Suncoast include

  • No annual fee
  • No expiration on rewards
  • No fees on balance transfers, cash advances or convenience checks
  • No punitive interest rates for late or missed payments
  • 25-day interest-free grace period on all new purchases
  • Cards for additional users at no extra charge
  • Free automatic car rental insurance
  • Free common carrier travel insurance when you purchase plane tickets with your card
  • 24/7 online or telephone access for cash advances, inquiries, and payments
  • Low minimum monthly payments — only 2% of balance or $10, whichever is greater
  • 0% Liability for Fraud. If fraud does occur, you will not incur losses
  • Visa Account Updater (VAU), which will automatically update your cardholder data with participating merchants when your card information changes, including recurring payments and card-on-file relationships