Low Interest Credit Card

Suncoast offers low interest credit card options to help you save you money over time. Plus, our credit cards offer you the option to choose between cash back or rewards.

What’s a Low Interest Credit Card?

A low interest credit card is a credit card with a low annual percentage rate (APR). Some credit card companies offer low introductory rates, but the rates only last for a specific window of time. When the introductory rate ends, the rate often gets much higher.

Suncoast offers low fixed rate credit cards, so you never have to worry about your rate suddenly spiking. A fixed rate credit card is a good long-term option, because you can rely on keeping your rate low over time.

Explore Credit Cards with Low Interest Rates

Choose a Product:

Purchase APR*
as low as

Purchase APR*
as low as

Annual Percentage Rate

Cash Advance APR
as low as

Cash Advance APR
as low as

Annual Percentage Rate

Balance Transfer APR
as low as

Balance Transfer APR
as low as

Annual Percentage Rate

Credit Limit

Credit Limit

Rewards Platinum $500 - $30,000

Purchase APR*
as low as

9.900%

Cash Advance APR
as low as

11.900%

Balance Transfer APR
as low as

11.900%

Credit Limit

$500 - $30,000

Rewards Classic Starter $300 - $500

Purchase APR*
as low as

13.900%

Cash Advance APR
as low as

15.900%

Balance Transfer APR
as low as

15.900%

Credit Limit

$300 - $500

Rewards Student Classic $500

Purchase APR*
as low as

13.900%

Cash Advance APR
as low as

15.900%

Balance Transfer APR
as low as

15.900%

Credit Limit

$500

Rewards Share Secured $300 - $5,000

Purchase APR*
as low as

15.900%

Cash Advance APR
as low as

17.900%

Balance Transfer APR
as low as

17.900%

Credit Limit

$300 - $5,000

Additional Information

  • Rewards Platinum

    From everyday transactions, to overdraft protection, emergencies, major purchases and everything in between, Suncoast's Rewards Platinum VISA has you covered. And with low interest rates, no annual fees and your choice of rewards, it makes the perfect first credit card. 

  • Rewards Classic Starter

    When it comes time to choosing your first credit card, Suncoast's here to help. All Suncoast VISA credit cards feature low interest rates, no annual fees and your choice of rewards. 

  • Rewards Student Classic

    This special credit card was designed exclusively for students attending two or four-year accredited colleges or universities. The Rewards Student Classic VISA makes a great first credit card for students. 

  • Rewards Share Secured

    The Rewards Share Secured credit card lets you pledge your share savings or share certificate account to secure your VISA — making it the ideal card for members without established credit or who have past credit challenges.