Credit Card Interest Rates and Fees

Suncoast Credit Union offers low rate credit card products with competitive terms. Your actual rate and term will be based on your personal credit qualifications.

Suncoast Credit Union — Credit Card Interest Rates and Interest Charges
Annual Percentage Rate (APR) for Purchases 8.9% to 16.9% when you open your account, based on your creditworthiness.
APR for Balance Transfers 10.9% to 18.0% when you open your account, based on your creditworthiness.
APR for Cash Advances 10.9% to 18.0% when you open your account, based on your creditworthiness.
Penalty APR and When it Applies Not Applicable
How to Avoid Paying Interest on Purchases Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month.
Minimum Interest Charge Not Applicable
For Credit Card Tips from the Federal Reserve Board To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at consumerfinance.gov/learnmore


Suncoast Credit Union — Credit Card Fees
Annual Fee
None
Transaction Fees
  Balance Transfer
  Cash Advance
  Foreign Transaction

None

None
1% of each transaction in US Dollars
Penalty Fees
  Late Payment
  Over-the-Credit Limit
  Returned payment

Up to $25

None
Up to $25
Other Fees
 Card Replacement

$5


Suncoast Credit Union — Credit Card Agreement

How We Will Calculate Your Balance: We use a method called "average daily balancing (including new purchases)". See your account agreement for more details.

The above information is accurate as of March 2017. This information may have changed after that date. To find out what may have changed, call us at 1-800-999-5887 or write to us at P.O. Box 11904, Tampa, FL 33680-1904.