Home Improvement Loan Options

Additional Information

• Home Improvement 5 Year Signature Loan
  • No equity in property required.

  • Documentary Tax in the amount of .35 cents per $100.00 of the limit amount as collected and paid to the State of Florida.
  • Maximum loan amount $10,000.
• Home Improvement 10 Year Signature Loan
  • No equity in property required.

  • Documentary Tax in the amount of .35 cents per $100.00 of the limit amount as collected and paid to the State of Florida.
  • Maximum loan amount $10,000.
• Home Improvement Secured 5 Year
  • Credit Union pays up to $1,000.00 toward closing costs. If the loan is paid off or the line of credit closed within 25 months of the funding date, Suncoast will collect the closing costs paid on your behalf in the payoff.
  • Interest paid on this product may be tax deductible. Consult a tax advisor regarding the deductibility of interest.
  • No Annual or Transaction Fees.

  • Maximum LTV is 133%
  • Typical closing costs range from $300 to $1900.
  • Costs for appraisals and title insurance range from $350 to $4,000 depending on loan to value and loan amount.
  • Lower standard Home Equity and High LTV Home Equity Loan rates available for LTV's of 100% or less.
  • Loans available on primary residences in Florida only with homestead.
• Home Improvement Secured 10 Year
  • Credit Union pays up to $1000.00 toward closing costs. If the loan is paid off or the line of credit closed within 25 months of the funding date, Suncoast will collect the closing costs paid on your behalf in the payoff.
  • Interest paid on this product may be tax deductible. Consult a tax advisor regarding the deductibility of interest.
  • No Annual or Transaction Fees.

  • Loans available on primary residences in Florida only with homestead.
  • Typical closing costs range from $300 to $1900.
  • Costs for appraisals and title insurance range from $350 to $4,000 depending on loan to value and loan amount.
  • Maximum LTV is 133%.
  • Lower standard Home Equity and High LTV (80.01-100%) Home Equity Loan rates available for LTV's of 100% or less.
• Home Improvement Secured 20 Year
  • Credit Union pays up to $1,000.00 toward closing costs. If the loan is paid off or the line of credit closed within 25 months of the funding date, Suncoast will collect the closing costs paid on your behalf in the payoff.
  • Interest paid on this product may be tax deductible. Consult a tax advisor regarding the deductibility of interest.
  • Loans available on primary residences in Florida only with homestead.
  • Annual Percentage Rate is variable and will change over time.
  • Maximum interest rate is 6% above initial rate. Subject to 5.50% floor. The annual percentage rate can change quarterly on the first day of January, April, July and October. The rate cannot increase or decrease more than .5% percentage point at each adjustment.
  • Maximum LTV is 133%
  • Typical closing costs range from $300 to $1900. Costs for appraisals and title insurance range from $350 to $4,000 depending on loan to value and loan amount.