Home Improvement Loan Options

Looking for a way to fund your home improvement projects? Take advantage of our signature and secured home improvement loans.

Select a Service:

  • Make the Home Improvements You Need

    Do you have some home improvements needed in your home? We’re here to help with secured home improvement loans!

    Home improvement loans help you fund your home improvement projects. A home improvement loan is structured like a traditional loan, so it does not require equity in your home like a home equity loan would.

    Get the funding you need to make your home improvement dreams come true.

Choose a Product:

APR*
as low as

APR*
as low as

Annual Percentage Rate

Rate Type

Rate Type

Fixed or Variable

Max Term**

Max Term**

Home Improvement 5 Year Signature Loan 60 mos.

APR*
as low as

8.000 %

Rate Type

Fixed

Max Term**

60 mos.

Home Improvement 10 Year Signature Loan 120 mos.

APR*
as low as

8.500 %

Rate Type

Fixed

Max Term**

120 mos.

Home Improvement Secured 5 Year 60 mos.

APR*
as low as

6.500 %

Rate Type

Fixed

Max Term**

60 mos.

Home Improvement Secured 10 Year 120 mos.

APR*
as low as

7.500 %

Rate Type

Fixed

Max Term**

120 mos.

Home Improvement Secured 20 Year 240 mos.

APR*
as low as

5.500 %

Rate Type

Variable

Max Term**

240 mos.

Additional Information

  • Home Improvement 5 Year Signature Loan
    • No equity in property required.
    • Documentary Tax in the amount of .35 cents per $100.00 of the limit amount as collected and paid to the State of Florida.
    • Maximum loan amount $10,000.
  • Home Improvement 10 Year Signature Loan
    • No equity in property required.
    • Documentary Tax in the amount of .35 cents per $100.00 of the limit amount as collected and paid to the State of Florida.
    • Maximum loan amount $10,000.
  • Home Improvement Secured 5 Year
    • Credit Union pays up to $1,000.00 toward closing costs. If the loan is paid off or the line of credit closed within 25 months of the funding date, Suncoast will collect the closing costs paid on your behalf in the payoff.
    • Interest paid on this product may be tax deductible. Consult a tax advisor regarding the deductibility of interest.
    • No Annual or Transaction Fees.
    • Documentary Tax in the amount of .35 cents per $100.00 of the limit amount as collected and paid to the State of Florida.
    • Typical closing costs range from $230 to $994.
    • Costs for appraisals and title insurance range from $350 to $1,900 depending on loan to value and loan amount.
    • Lower standard Home Equity and High LTV Home Equity Loan rates available for LTV's of 100% or less.
    • Loans available on primary residences in Florida only with homestead.
  • Home Improvement Secured 10 Year
    • Credit Union pays up to $500.00 toward closing costs.
    • Interest paid on this product may be tax deductible. Consult a tax advisor regarding the deductibility of interest.
    • No Annual or Transaction Fees.
    • Documentary Tax in the amount of .35 cents per $100.00 of the limit amount as collected and paid to the State of Florida.
    • Typical closing costs range from $230 to $994.
    • Costs for appraisals and title insurance range from $350 to $1,900 depending on loan to value and loan amount.
    • Maximum LTV is 133%.
    • Lower standard Home Equity and High LTV (80.01-100%) Home Equity Loan rates available for LTV's of 100% or less.
  • Home Improvement Secured 20 Year
    • Credit Union pays up to $1,000.00 toward closing costs. If the loan is paid off within 25 months of the funding date, Suncoast will collect the closing costs paid on your behalf in the payoff.
    • Interest paid on this product may be tax deductible. Consult a tax advisor regarding the deductibility of interest.
    • Annual Percentage Rate may vary over time.
    • Maximum interest rate is 6% above initial rate. Subject to 5.50% floor. The annual percentage rate can change quarterly on the first day of January, April, July and October. The rate cannot increase or decrease more than .5% percentage point at each adjustment.
    • Documentary Tax in the amount of .35 cents per $100.00 of the limit amount as collected and paid to the State of Florida.
    • Typical closing costs range from $230 to $994. Costs for appraisals and title insurance range from $350 to $1,900 depending on loan to value and loan amount.

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