Mortgages and Financing for Your Home

From buying a new home to refinancing an existing property, Suncoast's suite of services is designed to meet all of your home financing needs.

Select a Service:

  • Lock in your rate while you shop for a home

    Mortgage Rates and Resources

    Our Suncoast Online Mortgage Center has all the information and resources you need to make buying a home easier. When you’re ready to begin the process, here’s how to get started:

    When you’re ready to begin the process of buying a new home, there are a few things you need to do to get started:

    • Get preapproved. Preapproval can expedite the home-buying process and be the difference between getting the home of your dreams and watching another bidder walk away with it.
    • Lock your mortgage rate while you look for a home. Our Lock and Shop feature lets you lock your interest rate for 60 days when you get preapproved for a mortgage. If rates go up, you’ll keep the locked rate. If rates go down, you’ll get the lower rate. Available for all fixed and adjustable rate mortgages up to $1,000,000.
    • Find low rates. Get low rates and fewer fees at Suncoast. Check today's rates.
    • Consult. Receive customized, comprehensive customer service from our experienced staff of Mortgage Loan Consultants. We’re ready to help you finance your home or property.
    • Utilize our suite of insurance products. We offer homeowner’s, title, private mortgage, flood, windstorm and interior condominium insurance plans.
    • Have peace of mind with our On-Time Closing Guarantee. We’re committed to making the mortgage process easy for you. That’s why we will meet your mortgage closing date or credit you up to $1,000*.
    • Receive loan status updates. We keep you informed throughout the entire mortgage process with automated email communications that let you know where your loan is now, what the next steps are and what to expect from your mortgage team.
    • Save on closing costs for a home equity loan. Get up to $1,000 toward closing costs when you get a home equity loan from Suncoast.**

    Visit the Suncoast Online Mortgage Center or have a Suncoast mortgage loan consultant contact you.

    *On-Time Closing Guarantee is available only for approved loans to finance the purchase of owner-occupied 1-2 unit residences in the state of Florida. Loans subject to creditworthiness and other terms and conditions. Application date means the date upon which Suncoast shall have received the applicant's completed application and a copy of the fully executed sales contract. Guaranteed closing date means the later of (1) the date which is thirty (30) calendar days after the Application Date or (2) the closing date identified in the Sales Contract. Shall not be combined with any other offers. Excludes mobile or manufactured homes, loans that include any subordinate financing or loans where applicant is seeking Down Payment Assistance from any governmental agency. Credit to be applied at closing. Additional terms and conditions apply. Please refer to Guaranteed Closing Date Agreement for all other terms and conditions. Program is subject to change or cancellation without notice. This is not an offer to extend credit.

    **Suncoast will contribute up to $1,000 (Closing Costs Benefit) toward your closing costs when you select our fixed or variable rate home equity product loan on your primary residence. Suncoast will not pay closing costs for discount points to obtain a lower rate or monies necessary to establish escrow accounts (taxes and insurance). If the loan is paid in full or the line of credit closed within 25 months of the first payment due date, Suncoast will collect the closing costs paid on your behalf in the payoff.  The 25 month term begins with the first payment due date of the loan. Not to be combined with any other offers.

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    Check Today's Rates

    We offer some of the best rates in the business. Check today's rates at the Suncoast Online Mortgage Center.

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    Get Pre-Approved

    Get pre-approved by starting your loan application at the Suncoast Online Mortgage Center now, even if you're still looking for the perfect home.

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    Help the Planet and Your Pocket

    From your car to your home or business, eco-friendly upgrades can save you money. And Suncoast can help you finance your green lifestyle.