Making your dreams a reality.

Suncoast’s comprehensive mortgage lending solutions offer low rates, low closing costs and the personalized services you need to easily finance or refinance your dream home.

Financing Your Home

Suncoast Credit Union ReviewsSuncoast’s suite of services is designed to minimize cost and provide the assistance you need to make buying a new home or refinancing an existing property a lot more affordable.

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    Home Sweet Home

    When it comes to mortgage lending, we have you covered. Suncoast has all the information and resources you need to make buying a home easier — and to make it simple, we’ve developed the Suncoast Online Mortgage Center.

    When you’re ready to begin the process of buying a new home, there are a few things you need to do to get started:

    • Get preapproved. Getting approval on a specific loan amount and loan program lets your realtor know that you’re serious about buying a home, and when you find the right home, preapproval can expedite the home-buying process. Getting pre-approved can be the difference between getting the home of your dreams and watching another bidder walk away with it.
    • Find low rates. At Suncoast, we pride ourselves on our customized, comprehensive customer service — which allows us to offer low rates and fewer fees. Check today's rates.
    • Consult. Take advantage of our experienced staff of Mortgage Loan Consultants standing by, ready to help you finance your home or property.
    • Utilize our suite of insurance products. We offer Homeowner’s, Title, Private Mortgage, Flood, Windstorm and Interior Condominium Insurance plans.

    As long as your mortgage is financed with us, we'll service your loan. That means you can always contact a Suncoast representative if your needs change.

    Visit the Suncoast Online Mortgage Center or have a Suncoast mortgage loan consultant contact you.


    Check Today's Rates

    We offer some of the best rates in the business. Check today's rates at the Suncoast Online Mortgage Center.


    Get Pre-Approved

    Get pre-approved by starting your loan application at the Suncoast Online Mortgage Center now, even if you're still looking for the perfect home.


    Apply Now

    Already have a home in mind? Visit the Suncoast Online Mortgage center and begin the mortgage application process. If you are an employee of Suncoast Credit Union, please click here to apply.


Home Improvement Loan

Suncoast offers home improvement loans for projects of all sizes, and with rates as low as 5.50% APR*, making your dream home a reality is more achievable than ever.

*Annual Percentage Rate. Loan amount is determined by the written estimates. Suncoast will pay up to $500 in closing costs. All loans subject to credit and underwriting guidelines. Limitations and improvement type exclusions may apply.