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Suncoast's suite of services is designed to meet all of your home needs, from realty solutions to help you buy or sell a home to mortgage services to make financing a new home or refinancing an existing property a lot more affordable.
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Home Affordable Refinance Program (HARP)
Suncoast is a Fannie Mae approved lender for the Home Affordable Refinance Program. If you're a homeowner and owe more than your home is worth, and your mortgage is owned by Fannie Mae, you may be able to refinance into a HARP mortgage loan. The HARP program was created to help those whose home value has fallen and have not been able to refinance due to insufficient equity in their home.
Refinancing to a HARP may help to:
- Lower your rate, even with little or no equity
- Reduce your payment by lowering your rate
- Reduce the total interest you pay by refinancing to a shorter term