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Mortgages

Making your dreams a reality.

Suncoast’s comprehensive mortgage lending solutions offer low rates, low closing costs and the personalized services you need to easily finance or refinance your dream home.

Financing Your Home

Suncoast Credit Union ReviewsSuncoast’s suite of services is designed to minimize cost and provide the assistance you need to make buying a new home or refinancing an existing property a lot more affordable.

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    Dollars and Sense

    If the current value of your home has increased or you're eligible for a lower rate, refinancing might be the right option for you. Refinancing can be great if you're undergoing home improvement or debt consolidation, or if you want to lower your monthly payment.

    Reasons to refinance:

    • Pay off your balloon payment or interest only mortgage
    • Take cash out to add a room or swimming pool, increasing the value of your home
    • Reduce your interest rate and your monthly payment
    • Build equity faster by shortening the term of your loan 

    Find more information about refinancing at the Suncoast Online Mortgage Center.

    Home Affordable Refinance Program (HARP)

    Suncoast is a Fannie Mae approved lender for the Home Affordable Refinance Program. If you're a homeowner and owe more than your home is worth, and your mortgage is owned by Fannie Mae, you may be able to refinance into a HARP mortgage loan.  The HARP program was created to help those whose home value has fallen and have not been able to refinance due to insufficient equity in their home.

    Refinancing to a HARP may help to:

    • Lower your rate, even with little or no equity
    • Reduce your payment by lowering your rate
    • Reduce the total interest you pay by refinancing to a shorter term

    Find out if your loan is owned by Fannie Mae or download the PDF to learn who can qualify for a HARP loan with Suncoast.

    Apply Now for a HARP loan or check today's rates for a HARP loan.

     

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    Check Today's Rates

    We offer some of the best rates in the business. Check today's rates at the Suncoast Online Mortgage Center.

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    Apply Now

    Applying for refinancing is easy at the Suncoast Online Mortgage Center.

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    Online Loan Consultant

    Not sure what kind of loan is best for you? The Loan Consultant feature at the Suncoast Online Mortgage Center will help you find the loan to match your needs.

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Home Improvement Loan

Suncoast offers home improvement loans for projects of all sizes, and with rates as low as 5.50% APR*, making your dream home a reality is more achievable than ever.





*Annual Percentage Rate. Loan amount is determined by the written estimates. Suncoast will pay up to $500 in closing costs. All loans subject to credit and underwriting guidelines. Limitations and improvement type exclusions may apply.