Auto Loans and Financing
There are many factors to consider when you’re buying a car, motorcycle, boat or RV. We help make that process easy with competitive rates, flexible terms, affordable insurance, refinancing options and our online loan center.
- Overview
- Car Loans
- Car Sales
- Refinance Car Loan
- Car Loan Calculator
- Payment Options
- RV Loans
- Boat Loans
- Motorcycle Loans
Select a Service:
-
Explore Auto Loan Rates
Making large purchases can be intimidating. That’s why at Suncoast, we keep our loan process simple. We work hard to offer big savings with a process that’s hassle-free. Here’s a rundown of all our vehicle loan options.
Choose a Product:
APR*
as low as
as low as
Annual Percentage Rate
Rate Type
Fixed or Variable
Max Term**
New Vehicle 72 mos.
APR*
as low as
7.500 %
Rate Type
Fixed
Max Term**
72 mos.
Used Vehicle 72 mos.
APR*
as low as
8.000 %
Rate Type
Fixed
Max Term**
72 mos.
New Harley Davidson MC 72 mos.
APR*
as low as
7.500 %
Rate Type
Fixed
Max Term**
72 mos.
Used Harley Davidson MC 72 mos.
APR*
as low as
8.000 %
Rate Type
Fixed
Max Term**
72 mos.
New Motorcycles 72 mos.
APR*
as low as
7.750 %
Rate Type
Fixed
Max Term**
72 mos.
Used Motorcycles 72 mos.
APR*
as low as
8.250 %
Rate Type
Fixed
Max Term**
72 mos.
New Recreational Vehicles 180 mos.
APR*
as low as
7.750 %
Rate Type
Fixed
Max Term**
180 mos.
Used Recreational Vehicles 180 mos.
APR*
as low as
8.250 %
Rate Type
Fixed
Max Term**
180 mos.
New Boat/Motor/Trailer 180 mos.
APR*
as low as
7.750 %
Rate Type
Fixed
Max Term**
180 mos.
Used Boat/Motor/Trailer 180 mos.
APR*
as low as
8.250 %
Rate Type
Fixed
Max Term**
180 mos.
Additional Information
-
New Vehicle
- Get pre-approved. Apply in person, by phone or online.
- No application fee.
- No prepayment penalty.
- Other rates and terms up to 84 months are available.
- New is defined as 2023 to current model year vehicles.
- Rates vary based on term.
- Payment Example: 60 payments of $19.93 per $1,000 borrowed based upon a 7.50% APR.
-
Used Vehicle
- Get pre-approved. Apply in person, by phone or online.
- No application fee.
- No prepayment penalty.
- Other rates and terms up to 60 months are available.
- Used is defined 2016-2022 model years as of March 1st. Rates vary based on term.
- Payment Example: 60 payments of $20.28 per $1,000 borrowed based upon a 8.00% APR.
-
New Harley Davidson MC
- We know Harley Davidsons are special - that's why we offer special financing!
- Get pre-approved. Apply in person, by phone or online.
- No application fee.
- No prepayment penalty.
- Other rates and terms up to 72 months are available.
- New is defined as 2023 to current model year vehicles.
- Rates vary based on term.
- Maximum loan amount $50,000.
- Payment Example: 60 payments of $19.93 per $1,000 borrowed based upon a 7.50% APR.
-
Used Harley Davidson MC
- We know Harley Davidson's are special - that's why we offer special financing.
- Get pre-approved. Apply in person, by phone or online.
- No application fee. No prepayment penalty.
- Other rates and terms up to 72 months are available.
- Used is defined 2016-2022 model years as of March 1st. Rates vary based on term. Payment Example: 60 payments of $20.28 per $1,000 borrowed based upon a 8.00% APR.
-
New Motorcycles
- Finance motorcycles and All Terrain Vehicles (ATVs) with Suncoast's motorcycle loans.
- Get pre-approved. Apply in person, by phone or online.
- No application fee. No prepayment penalty.
- New is defined as 2023 to current model year vehicles.
- New A.T.V. 72 months maximum.
- Payment Example: 60 payments of $20.17 per $1,000 borrowed based upon a 7.75% APR.
-
Used
Motorcycles
- Finance motorcycles and All Terrain Vehicles (ATVs) with Suncoast's motorcycle loans.
- Get pre-approved. Apply in person, by phone or online.
- No application fee. No prepayment penalty.
- Used is defined 2016-2022 model years as of March 1st.
- Used A.T.V. 72 month maximum.
- Payment Example: 60 payments of $20.40 per $1,000 borrowed based upon a 8.25% APR.
-
New Recreational Vehicles
- When you're ready to experience RVing, Suncoast has the loan for you.
- Get pre-approved. Apply in person, by phone or online.
- No application fee. No prepayment penalty.
- New is defined as 2023 to current model year vehicles.
- Maximum term available only on present and one previous year model.
- Maximum of $400,000.00.
- Payment Example: 180 payments of $9.13 per $1,000 borrowed based upon a 7.75% APR.
- Not available for RVs being used as a primary residence.
-
Used Recreational Vehicles
- When you're ready to experience RVing, Suncoast has the loan for you.
- Get pre-approved. Apply in person, by phone or online.
- No application fee. No prepayment penalty.
- Maximum of $400,000.00.
- Used is defined 2016-2022 model years as of March 1st.
- Payment Example: 180 payments of $9.70 per $1,000 borrowed based upon a 8.25% APR.
- Not available for RVs being used as a primary residence.
-
New Boat/Motor/Trailer
- Suncoast boat loans for financing boats, motors, trailers and personal watercraft.
- Get pre-approved. Apply in person, by phone or online.
- No application fee. No prepayment penalty.
- New is defined as 2023 to current model year vehicles.
- Personal watercraft 72 months maximum.
- Payment Example: 144 payments of $10.70 per $1,000 borrowed based upon a 7.75% APR.
- Not available for Boats being used as a primary residence.
-
Used Boat/Motor/Trailer
- Suncoast boat loans for financing boats, motors, trailers and personal watercraft.
- Get pre-approved. Apply in person, by phone or online.
- No application fee. No prepayment penalty.
- Used is defined 2016-2022 model years as of March 1st.
- Personal watercraft 72 months maximum.
- Payment Example: 144 payments of $10.96 per $1,000 borrowed based upon a 8.25% APR.
- Not available for Boats being used as a primary residence.
Special Savings on Eco Vehicle Loans
Gas guzzling vehicles impact the planet and your pocket, which is why many drivers today are choosing electric or hybrid vehicles as their next ride. Save on more than just the price of gas with a Suncoast Eco Vehicle Loan. Rates start as low as 7.25% APR† on all electric, hybrid, and plug-in hybrid vehicles.