More Than Just a Loan

There are a lot of factors to consider when you’re buying a car, motorcycle, boat or RV. We’ve made that process a lot easier by outlining everything you need to know up front.

Select a Service:

  • Donation Icon

    Suncoast Car Sales, Exclusively for Members

    We have our Members Only Car Sales coming up with a great selection of pre-owned vehicles, below NADA pricing! Come out to our Naples Horseshoe Service Center on Saturday, December 7, 2019 where CU Auto Branch will make a $50 donation to Champions for Learning for every loan financed.

    Location:
    Suncoast Credit Union
    Naples Horseshoe Service Center
    2728 Horseshoe Drive N
    Naples, FL 34104

    Save time with a pre-approval!

    Take advantage of these great benefits:

    • Trade-ins accepted
    • Great selection of pre-owned vehicles below NADA Retail Value
    • Auto rates as low as 3.25% APR* for low monthly payments
    • Extended warranty and GAP coverage available

    Browse the CU Auto Branch inventory:

    Visit the CU Auto Branch website to browse their inventory or to contact them directly with any questions or special requests.

    *Annual Percentage Rate effective 12/07/2019; subject to change, term and credit approval. Requires automatic payment method. Rate valid on terms up to 72 months. Auto loans available for present and ten previous year model for purchases and refinances from lenders other than Suncoast Credit Union. Existing Suncoast loans not eligible for refinance.

    car

    No Haggle Pre-owned Car Buying Service

    Visit CU Auto Branch for a great selection of pre-owned vehicles, below NADA pricing with up to 125% loan-to-value financing (with credit qualification).

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    Protect yourself with GAP Insurance

    Check out all the ways that GAP insurance can help cover the replacement value of your vehicle that regular insurance won't.

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    Get a Dealer Referral

    Looking for a new car? See our direct dealer referrals in your area or the latest manufacturer rebates.

Choose a Product:

Product

APR*
as low as

Rate Type

Max Term**

Show Product Detail
New/Used Vehicles - 72 mos.

APR*
as low as

3.25 %

Rate Type

Fixed

Max Term**

72 mos.

  • Get pre-approved. Apply in person, by phone or online.
  • No application fee.
  • No prepayment penalty.
  • Requires automatic payment method; coupon payments will result in a higher rate.
  • Other rates and terms up to 84 months are available.
  • Present calendar year model and previous ten calendar year models.
  • Rates vary based on term.
  • Payment Example: 60 payments of $18.11 per $1,000 borrowed based upon a 3.25% APR.
Show Product Detail
New/Used Harley Davidson MC - 72 mos.

APR*
as low as

3.25 %

Rate Type

Fixed

Max Term**

72 mos.

  • We know Harley Davidsons are special - that's why we offer special financing!
  • Get pre-approved. Apply in person, by phone or online.
  • No application fee.
  • No prepayment penalty.
  • Requires automatic payment method; coupon payments will result in a higher rate.
  • Other rates and terms up to 72 months are available.
  • Present calendar year model and previous ten calendar year models.
  • Rates vary based on term.
  • Maximum loan amount $35,000.
  • Payment Example: 60 payments of $18.11 per $1,000 borrowed based upon a 3.25% APR.
Show Product Detail
New Motorcycles - 60 mos.

APR*
as low as

5.75 %

Rate Type

Fixed

Max Term**

60 mos.

  • Finance motorcycles and All Terrain Vehicles (ATVs) with Suncoast's motorcycle loans.
  • Get pre-approved. Apply in person, by phone or online.
  • No application fee. No prepayment penalty.
  • Requires automatic payment method; coupon payments will result in a higher rate.
  • Present calender year model and previous three calender year models.
  • New A.T.V. 60 months maximum.
  • Payment Example: 60 payments of $19.27 per $1,000 borrowed based upon a 6% APR.
Show Product Detail
Used Motorcycles - 60 mos.

APR*
as low as

5.75 %

Rate Type

Fixed

Max Term**

60 mos.

  • Finance motorcycles and All Terrain Vehicles (ATVs) with Suncoast's motorcycle loans.
  • Get pre-approved. Apply in person, by phone or online.
  • No application fee. No prepayment penalty.
  • Requires automatic payment method; coupon payments will result in a higher rate.
  • Four to Seven calendar year models as of January 1st.
  • Used A.T.V. 60 month maximum.
  • Payment Example: 60 payments of $19.27 per $1,000 borrowed based upon a 6% APR.
Show Product Detail
New Recreational Vehicles - 180 mos.

APR*
as low as

5.75 %

Rate Type

Fixed

Max Term**

180 mos.

  • When you're ready to experience RVing, Suncoast has the loan for you.
  • Get pre-approved. Apply in person, by phone or online.
  • No application fee. No prepayment penalty.
  • Requires automatic payment method; coupon payments will result in a higher rate.
  • Present calendar year model and previous three calendar year models.
  • Maximum term available only on present and one previous year model.
  • Maximum of $100,000.00.
  • Payment Example: 180 payments of $8.33 per $1,000 borrowed based upon a 5.75% APR.
  • Not available for RVs being used as a primary residence.
Show Product Detail
Used Recreational Vehicles - 180 mos.

APR*
as low as

5.75 %

Rate Type

Fixed

Max Term**

180 mos.

  • When you're ready to experience RVing, Suncoast has the loan for you.
  • Get pre-approved. Apply in person, by phone or online.
  • No application fee. No prepayment penalty.
  • Requires automatic payment method; coupon payments will result in a higher rate.
  • Maximum of $100,000.00.
  • Four to seven calendar year models as of January 1st.
  • Payment Example: 180 payments of $8.33 per $1,000 borrowed based upon a 5.75% APR.
  • Not available for RVs being used as a primary residence.
Show Product Detail
New Boat/Motor/Trailer - 144 mos.

APR*
as low as

5.75 %

Rate Type

Fixed

Max Term**

144 mos.

  • Suncoast boat loans for financing boats, motors, trailers and personal watercraft.
  • Get pre-approved. Apply in person, by phone or online.
  • No application fee. No prepayment penalty.
  • Requires automatic payment method; coupon payments will result in a higher rate.
  • Present calendar year model and previous three calendar year models.
  • Personal watercraft 60 months maximum.
  • Payment Example: 144 payments of $9.66 per $1,000 borrowed based upon a 5.75% APR.
  • Not available for Boats being used as a primary residence.
Show Product Detail
Used Boat/Motor/Trailer - 144 mos.

APR*
as low as

5.75 %

Rate Type

Fixed

Max Term**

144 mos.

  • Suncoast boat loans for financing boats, motors, trailers and personal watercraft.
  • Get pre-approved. Apply in person, by phone or online.
  • No application fee. No prepayment penalty.
  • Requires automatic payment method; coupon payments will result in a higher rate.
  • Four to seven calendar year models as of January 1.
  • Personal watercraft 60 months maximum.
  • Payment Example: 144 payments of $9.66 per $1,000 borrowed based upon a 6% APR.
  • Not available for Boats being used as a primary residence.
drive-green

Drive Green

drive-green

When you decide to go green, you qualify to receive an auto loan rate as low as 3.0% APR1 loans that will spare the planet and your wallet.  “Green Cars” are vehicles with a combined EPA rating of 28 MPG or greater or electric vehicles.

Visit fueleconomy.gov under the U.S. Department of Energy for listings of qualified vehicles.

1Annual Percentage Rate effective 12/07/2019; subject to change, subject to term and credit approval; requires automatic payment method from a Suncoast account, eStatements and/or Credit Card eStatements and financing of a qualified new vehicle (current model year only) with a combined EPA rating of 28 MPG or greater or a qualified new (current model year only) electric vehicle. This rate is only available on loans secured directly from Suncoast Credit Union; loans secured through a dealer will not receive this low rate. Existing Suncoast loans not eligible for refinance at this rate. Valid on terms up to 84 months. Only qualified refinances from other financial institutions are eligible to receive this rate discount.