Motorcycle Financing and Loan Options

If you’re daydreaming about buying a motorcycle, we’re here to help you get financing. Our motorcycle loans have low rates and no application fee or prepayment penalty.

Select a Service:

  • Explore Motorcycle Loan Rates

    Find a motorcycle loan to fit your needs. Check out our motorcycle loan rates below.

Choose a Product:

APR*
as low as

APR*
as low as

Annual Percentage Rate

Rate Type

Rate Type

Fixed or Variable

Max Term**

Max Term**

New/Used Harley Davidson MC 72 mos.

APR*
as low as

2.750 %

Rate Type

Fixed

Max Term**

72 mos.

New Motorcycles 60 mos.

APR*
as low as

5.750 %

Rate Type

Fixed

Max Term**

60 mos.

Used Motorcycles 60 mos.

APR*
as low as

5.750 %

Rate Type

Fixed

Max Term**

60 mos.

Additional Information

  • New/Used Harley Davidson MC
    • We know Harley Davidsons are special - that's why we offer special financing!
    • Get pre-approved. Apply in person, by phone or online.
    • No application fee.
    • No prepayment penalty.
    • Requires automatic payment method; coupon payments will result in a higher rate.
    • Other rates and terms up to 72 months are available.
    • Present calendar year model and previous ten calendar year models.
    • Rates vary based on term.
    • Maximum loan amount $35,000.
    • Payment Example: 60 payments of $17.88 per $1,000 borrowed based upon a 2.75% APR.
  • New Motorcycles
    • Finance motorcycles and All Terrain Vehicles (ATVs) with Suncoast's motorcycle loans.
    • Get pre-approved. Apply in person, by phone or online.
    • No application fee. No prepayment penalty.
    • Requires automatic payment method; coupon payments will result in a higher rate.
    • Present calender year model and previous three calender year models.
    • New A.T.V. 60 months maximum.
    • Payment Example: 60 payments of $19.26 per $1,000 borrowed based upon a 5.75% APR.
  • Used Motorcycles
    • Finance motorcycles and All Terrain Vehicles (ATVs) with Suncoast's motorcycle loans.
    • Get pre-approved. Apply in person, by phone or online.
    • No application fee. No prepayment penalty.
    • Requires automatic payment method; coupon payments will result in a higher rate.
    • Four to Seven calendar year models as of January 1st.
    • Used A.T.V. 60 month maximum.
    • Payment Example: 60 payments of $19.66 per $1,000 borrowed based upon a 5.75% APR.
drive-green

Drive Green

drive-green

When you decide to go green, you qualify to receive an auto loan rate as low as 2.50% APR1 loans that will spare the planet and your wallet.  “Green Cars” are vehicles with a combined EPA rating of 28 MPG or greater or electric vehicles.

Visit fueleconomy.gov under the U.S. Department of Energy for listings of qualified vehicles.

Apply Now Not a Member? Check Eligibility

1Annual Percentage Rate effective 01/24/2021; subject to change, subject to term and credit approval; requires automatic payment method from a Suncoast account, eStatements and/or Credit Card eStatements and financing of a qualified new vehicle (current model year only) with a combined EPA rating of 28 MPG or greater or a qualified new (current model year only) electric vehicle. This rate is only available on loans secured directly from Suncoast Credit Union; loans secured through a dealer will not receive this low rate. Existing Suncoast loans not eligible for refinance at this rate. Valid on terms up to 84 months. Only qualified refinances from other financial institutions are eligible to receive this rate discount.