Refinance Your Motorcycle

If you have a motorcycle loan with another lender and want to save money or improve your terms, refinancing your loan with Suncoast can help.

Why Refinance?

Here are some reasons to consider refinancing your motorcycle loan:

  • Get a lower interest rate — if interest rates were higher when you got your loan, it might make sense to refinance if a lower interest rate is available. Or if your credit score has improved since you got your loan, you may qualify for better loan options if you refinance.
  • Reduce your monthly payments — if your financial situation has changed since you got your loan, you might be able refinance to reduce your monthly payments.
  • Find a better lender — if you financed at a dealership, you might have a lender who isn’t responsive or has a difficult payment process. Refinancing could help you find a lender that is better suited to your needs.

Refinancing a Harley-Davidson Motorcycle?

If you financed your Harley Davidson with another financial institution, we can help you refinance for a better rate. We know Harleys are special, so we offer special refinancing rates just for your Harley Davidson!

Explore Motorcycle Refinance Rates

Choose a Product:

APR*
as low as

APR*
as low as

Annual Percentage Rate

Rate Type

Rate Type

Fixed or Variable

Max Term**

Max Term**

New/Used Harley Davidson MC 72 mos.

APR*
as low as

2.750 %

Rate Type

Fixed

Max Term**

72 mos.

New Motorcycles 60 mos.

APR*
as low as

6.000 %

Rate Type

Fixed

Max Term**

60 mos.

Used Motorcycles 60 mos.

APR*
as low as

6.000 %

Rate Type

Fixed

Max Term**

60 mos.

Additional Information

  • New/Used Harley Davidson MC
    • We know Harley Davidsons are special - that's why we offer special financing!
    • Get pre-approved. Apply in person, by phone or online.
    • No application fee.
    • No prepayment penalty.
    • Requires automatic payment method; coupon payments will result in a higher rate.
    • Other rates and terms up to 72 months are available.
    • Present calendar year model and previous ten calendar year models.
    • Rates vary based on term.
    • Maximum loan amount $35,000.
    • Payment Example: 60 payments of $17.88 per $1,000 borrowed based upon a 2.75% APR.
  • New Motorcycles
    • Finance motorcycles and All Terrain Vehicles (ATVs) with Suncoast's motorcycle loans.
    • Get pre-approved. Apply in person, by phone or online.
    • No application fee. No prepayment penalty.
    • Requires automatic payment method; coupon payments will result in a higher rate.
    • Present calender year model and previous three calender year models.
    • New A.T.V. 60 months maximum.
    • Payment Example: 60 payments of $19.39 per $1,000 borrowed based upon a 6.00% APR.
  • Used Motorcycles
    • Finance motorcycles and All Terrain Vehicles (ATVs) with Suncoast's motorcycle loans.
    • Get pre-approved. Apply in person, by phone or online.
    • No application fee. No prepayment penalty.
    • Requires automatic payment method; coupon payments will result in a higher rate.
    • Four to Seven calendar year models as of January 1st.
    • Used A.T.V. 60 month maximum.
    • Payment Example: 60 payments of $19.79 per $1,000 borrowed based upon a 6.00% APR.