Auto Loan Payment Options

Suncoast provides several easy ways to pay your loans each month. Whether you prefer paying online, by mobile, by mail or in person, we’ve got the option for you.

Select a Service:

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    Pay Online

    Track, view, and pay your loans from your Suncoast account with SunNet Online Banking or the SunMobile app.

    If you need to make payments with funds from another financial institution, you can set up one-time payments online without logging in.

    Don’t have online banking set up yet? Please call our Member Care Center to receive a temporary pin number, and then enter your account number (listed on your membership card), create a password and get started!

    Mobile Payments

    Download our app, SunMobile, using your Apple iOS or Android device. Access and pay your loans from your Suncoast account when you’re on the go or away from the computer. Please see “Pay Online” option above, as you must sign in to your account through our website prior to accessing the mobile app. You can also conveniently make payments and view your loan statement through your smartphone's mobile wallet by enrolling in moBills.

    ACH Automatic Payments

    Set up automatic payments so you’ll know your payments are made on time every month. You choose the amount and the withdrawal date from your institution, and your payments will be made automatically for you.

    *There is a .25% rate discount for setting up automatic payments.

    Payroll Deduction

    Making loan payments by payroll deduction is an easy way to pay your loan at the same time your payroll is deposited.


    Questions? Contact us at 800.999.5887 extension 87500. Please note, if you are making a payment from another financial institution via phone, an $8.00 convenience fee will be applied.<

    Payment Protection Policies

    Suncoast offers Payment Protection policies that can help you make your monthly loan payments if you become disabled due to injury or illness. Payment Protection offers coverage until you are no longer disabled or payoff your loan balance in full up to the policy maximum in the event of death. Payment Protection, provides:

    • Credit Life insurance for up to $30,000 or your loan balance, whichever is less; this can be added to the loan payment.
    • Credit Disability insurance to protect against disability of the insured borrower. The benefit will make the payment amount up to $600 per month, per loan, during the disability period.

    Contact Suncoast Member Services or call Member Care Center at 800-999-5887 for more information. Insurance products are not federally insured, involve investment risk, may lose value and are not obligations of or guaranteed by the credit union.


Drive Green


When you decide to go green, you qualify to receive an auto loan rate as low as 2.00% APR1 loans that will spare the planet and your wallet.  “Green Cars” are vehicles with a combined EPA rating of 28 MPG or greater or electric vehicles.

Visit under the U.S. Department of Energy for listings of qualified vehicles.

1Annual Percentage Rate effective 09/01/2021; subject to change, subject to term and credit approval; requires eStatements and/or Credit Card eStatements and financing of a qualified new vehicle (current model year only) with a combined EPA rating of 28 MPG or greater or a qualified new (current model year only) electric vehicle. This rate is only available on loans secured directly from Suncoast Credit Union; loans secured through a dealer will not receive this low rate. Existing Suncoast loans not eligible for refinance at this rate. Only qualified refinances from other financial institutions are eligible to receive this rate discount.