Auto Loan Payment Options

Suncoast provides several easy ways to pay your loans each month. Whether you prefer paying online, by mobile, by mail or in person, we’ve got the option for you.

Select a Service:

  • smiling woman holding car keys

    Pay Online

    Track, view, and pay your loans from your Suncoast account with SunNet Online Banking or the SunMobile app.

    If you need to make payments with funds from another financial institution, you can set up one-time payments online without logging in.

    Don’t have online banking set up yet? Please call our Member Care Center to receive a temporary pin number, and then enter your account number (listed on your membership card), create a password and get started!

    Mobile Payments

    Download our app, SunMobile, using your Apple iOS or Android device. Access and pay your loans from your Suncoast account when you’re on the go or away from the computer. Please see “Pay Online” option above, as you must sign in to your account through our website prior to accessing the mobile app. You can also conveniently make payments and view your loan statement through your smartphone's mobile wallet by enrolling in moBills.

    ACH Automatic Payments

    Set up automatic payments so you’ll know your payments are made on time every month. You choose the amount and the withdrawal date from your institution, and your payments will be made automatically for you.

    Payroll Deduction

    Making loan payments by payroll deduction is an easy way to pay your loan at the same time your payroll is deposited.


    Questions? Contact us at 800.999.5887 extension 87500. Please note, if you are making a payment from another financial institution via phone, an $8.00 convenience fee will be applied.<

    Payment Protection Policies

    Suncoast offers Payment Protection policies that can help you make your monthly loan payments if you become disabled due to injury or illness. Payment Protection offers coverage until you are no longer disabled or payoff your loan balance in full up to the policy maximum in the event of death. Payment Protection, provides:

    • Credit Life insurance for up to $30,000 or your loan balance, whichever is less; this can be added to the loan payment.
    • Credit Disability insurance to protect against disability of the insured borrower. The benefit will make the payment amount up to $600 per month, per loan, during the disability period.

    Contact Suncoast Member Services or call Member Care Center at 800-999-5887 for more information. Insurance products are not federally insured, involve investment risk, may lose value and are not obligations of or guaranteed by the credit union.

Special Savings on Eco Vehicle Loans

Gas guzzling vehicles impact the planet and your pocket, which is why many drivers today are choosing electric or hybrid vehicles as their next ride. Save on more than just the price of gas with a Suncoast Eco Vehicle Loan. Rates start as low as 7.25% APR on all electric, hybrid, and plug-in hybrid vehicles.

†APR = Annual Percentage Rate effective 9/11/2023; subject to change, term, and credit qualifications. Special auto loan rate as low as 7.25% for electric vehicles, hybrids, and plug in hybrids is valid on present calendar year models and previous three calendar year models, for terms up to 72 months. Annual percentage rates may vary. Annual percentage rates may change during loan terms on variable rate products. Membership and/or participation fees may apply. Inquire about specific fees for a product through your credit union. Existing Suncoast loans are not eligible for refinance.