RV Financing and Loan Options

Ready to travel across the country in your own RV? We can help! Our RV loans have affordable rates so you can get your financing and hit the road.

Select a Service:

  • Recreational vehicle loans

    Your Next Adventure Awaits

    With loan rates as low as 6.00%*, our RV loans make it easy to finance your fun with no application fee or pre-payment penalty.

    Get negotiating power when you buy your RV by getting pre-approved for your loan. Or you can apply online, over the phone or in-person at any Suncoast location.

    Explore RV Loan Rates

    Ready to finance an RV of your own? See our RV loan rates below.

    *APR = Annual Percentage Rate effective 07/03/2019. Subject to term and credit qualifications. Annual percentage rates may vary. Annual percentage rates may change during loan terms on variable rate products. Membership and/or participation fees may apply. Inquire about specific fees for a product through your credit union.

Choose a Product:

Product

APR*
as low as

Rate Type

Max Term**

Show Product Detail
New Recreational Vehicles - 180 mos.

APR*
as low as

6.00 %

Rate Type

Fixed

Max Term**

180 mos.

  • When you're ready to experience RVing, Suncoast has the loan for you.
  • Get pre-approved. Apply in person, by phone or online.
  • No application fee. No prepayment penalty.
  • Requires automatic payment method; coupon payments will result in a higher rate.
  • Present calendar year model and previous three calendar year models.
  • Maximum term available only on present and one previous year model.
  • Maximum of $100,000.00.
  • Payment Example: 180 payments of $8.47 per $1,000 borrowed based upon a 6% APR.
  • Not available for RVs being used as a primary residence.
Show Product Detail
Used Recreational Vehicles - 180 mos.

APR*
as low as

6.00 %

Rate Type

Fixed

Max Term**

180 mos.

  • When you're ready to experience RVing, Suncoast has the loan for you.
  • Get pre-approved. Apply in person, by phone or online.
  • No application fee. No prepayment penalty.
  • Requires automatic payment method; coupon payments will result in a higher rate.
  • Maximum of $100,000.00.
  • Four to seven calendar year models as of January 1st.
  • Payment Example: 180 payments of $8.47 per $1,000 borrowed based upon a 6% APR.
  • Not available for RVs being used as a primary residence.
drive-green

Drive Green

drive-green

When you decide to go green, you qualify to receive an auto loan rate as low as 3.25% APR1 loans that will spare the planet and your wallet.  “Green Cars” are vehicles with a combined EPA rating of 28 MPG or greater or electric vehicles.

Visit fueleconomy.gov under the U.S. Department of Energy for listings of qualified vehicles.

1Annual Percentage Rate effective 10/17/2019; subject to change, subject to term and credit approval; requires automatic payment method from a Suncoast account, eStatements and/or Credit Card eStatements and financing of a qualified new vehicle (current model year only) with a combined EPA rating of 28 MPG or greater or a qualified new (current model year only) electric vehicle. This rate is only available on loans secured directly from Suncoast Credit Union; loans secured through a dealer will not receive this low rate. Existing Suncoast loans not eligible for refinance at this rate. Valid on terms up to 84 months. Only qualified refinances from other financial institutions are eligible to receive this rate discount.