RV Financing and Loan Options

Ready to travel across the country in your own RV? We can help! Our RV loans have affordable rates so you can get your financing and hit the road.

Select a Service:

  • Recreational vehicle loans

    Your Next Adventure Awaits

    With loan rates as low as 7.75%*, our RV loans make it easy to finance your fun with no application fee or pre-payment penalty.

    Get negotiating power when you buy your RV by getting pre-approved for your loan. Or you can apply online, over the phone or in-person at any Suncoast location.

    Members: Get Pre-Approved

    Not a Suncoast member? Join Now!

     

    Explore RV Loan Rates

    Ready to finance an RV of your own? See our RV loan rates below.

    *APR = Annual Percentage Rate effective 9/11/2023. Subject to term and credit qualifications. Annual percentage rates may vary. Annual percentage rates may change during loan terms on variable rate products. Membership and/or participation fees may apply. Inquire about specific fees for a product through your credit union.

Choose a Product:

APR*
as low as

APR*
as low as

Annual Percentage Rate

Rate Type

Rate Type

Fixed or Variable

Max Term**

Max Term**

New Recreational Vehicles 180 mos.

APR*
as low as

7.750 %

Rate Type

Fixed

Max Term**

180 mos.

Used Recreational Vehicles 180 mos.

APR*
as low as

7.750 %

Rate Type

Fixed

Max Term**

180 mos.

Additional Information

  • New Recreational Vehicles
    • When you're ready to experience RVing, Suncoast has the loan for you.
    • Get pre-approved. Apply in person, by phone or online.
    • No application fee. No prepayment penalty.
    • Present calendar year model and previous three calendar year models.
    • Maximum term available only on present and one previous year model.
    • Maximum of $400,000.00.
    • Payment Example: 180 payments of $9.13 per $1,000 borrowed based upon a 7.75% APR.
    • Not available for RVs being used as a primary residence.
  • Used Recreational Vehicles
    • When you're ready to experience RVing, Suncoast has the loan for you.
    • Get pre-approved. Apply in person, by phone or online.
    • No application fee. No prepayment penalty.
    • Maximum of $400,000.00.
    • Up to Ten calendar year models as of January 1st.
    • Payment Example: 180 payments of $9.14 per $1,000 borrowed based upon a 7.75% APR.
    • Not available for RVs being used as a primary residence.

Refinance Your RV

Already have an RV loan with another financial institution? Refinance with Suncoast to save money with our low RV loan rates.

Here are some reasons to consider refinancing your RV loan:

  • Lower your interest rate — if you got a loan when interest rates were higher, it could make sense to refinance when lower interest rates are available. Or if you got your loan when your credit score was lower, you may qualify for better loan options if you refinance.
  • To reduce your monthly payments — if your financial situation has changed due to a family emergency or personal setback, you might be able to reduce your monthly payments to make your life easier.
  • You want a better lender — when you finance at a dealership, you might end up with a lender who isn’t as responsive as you would like. Refinancing could help you find a lender who puts your needs first.