Member applying through SunXpress

We love our members and they love us right back! To thank you for sharing the love, we’ll give you $50 when you refer a friend to Suncoast. And we’ll keep the love going by giving your friend $50 too! Certain conditions and restrictions apply.*

Here’s how:

  1. Pick up a referral card at a branch or download it here
  2. Fill it out and pass the card to your friend
  3. Your friend brings the card to a local Suncoast branch, opens a membership and checking account, sets up an aggregate direct deposit or automated transfer (ACH) of $500 or more and uses their new debit card at least 5 times within the first 60 days of account opening. (Membership eligibility and other criteria are required.)
  4. Your friend gets $50 and you get $50!

This offer is for new members only. One referral per household.


Why Your Friends Will Love Suncoast

There are so many ways your friend will benefit from becoming a Suncoast member.

Low rates

Save money with
our low rates

High earnings

Earn more with
our high returns

Free services

Get a ton of
free services



Experts and members alike have shown how much they love Suncoast by awarding us national and local accolades. Help your friends find out why the best bank is a credit union!

Forbes Best-in-State Credit Unions

America’s Best-In-State Credit Unions 2020
By Forbes

Nerdwallet Best Credit Union 2019

Best Credit Union 2019
By Nerdwallet

Credit Unions Online Rank #2 of 100 Best Credit Unions

Ranked #2 of 100 Best Credit Unions
By creditunionsonline.com

Tampa Bay Times People's Choice 2019

People's Choice
Award 2020

By Tampa Bay Times

Best of the Bay 2020

Best of the Bay 2020
By Creative Loafing

Tampa Magazine 2020 Best Credit Union

2020 Best Credit Union
By South Tampa Magazine

Gulfshore Life The Best of the Gulfshore 2019

Reader's Choice Award
Finalist 2019

By Gulfshore Life

Hernando Sun Gold Winner 2019

Gold Winner 2019
By The Hernando Sun



* The referral reward is not valid with any other offers or promotions. To qualify for the referral Suncoast members must be over the age of 18 and in good standing with their membership.

Credit Union employees, officials and members of their immediate family are not eligible to receive referral rewards.

For the new member to qualify for the $50 referral incentive, you must be over the age of 18, open a new membership and checking account at the time of membership opening. Minimum Deposit required for Membership of $5.00. Referral reward coupon must be presented at time of membership and account opening. The referral reward will be deposited directly into the new member’s checking account within 60 days of account opening and completion of qualifying aggregate ACH Direct Deposit of $500 or more, plus required 5 debit card transactions within the first 60 days of account opening.

To qualify for referral, new customer must not share household with the referring member. New members cannot refer their own account, and secondary checking accounts do not qualify for this offer.

Referring member will receive referral reward within 60 days of new member membership/opening and related program requirements confirmed. Referring member can earn a total of $1,000 for a maximum of 20 referrals.

$50 deposit(s) may qualify as taxable income and a 1099INT will be issued. Consult your tax advisor with any questions.

Offer redeemable only when new membership and Smart Checking account opened in service center.

Offer subject to change without notice and valid for new membership and checking account opened 10/19/20 through 12/18/20. Restrictions may apply.