Debit Cards 101
When you turn 16, with the approval of your parent or legal guardian, you become eligible to open your first checking account with Suncoast. Once you open an account, you’ll get a debit card that rewards you and your local community each time you use it. It’s called the Suncoast Rewards Debit Card — and it’s absolutely free. Here’s how it works:
Use It Everywhere
Use your Rewards Debit Card anywhere you already shop — at the movies, your favorite stores, restaurants, gas stations and more. You can also use it as an ATM card completely free at hundreds of Suncoast ATMs, Publix® Presto® ATMs, McDonald’s® ATMs in select counties1, and nearly 30,000 more ATMs nationwide through the CO-OP Network.
Earn Bonus Points
Use your Rewards Debit Card for all your purchases to earn ScoreCard® Rewards Bonus Points, redeemable for valuable merchandise, iTunes gift cards and more. Earn one point for every $3 in net purchases you make when you use your Teen Checking card.
In addition to giving you points, Suncoast donates two cents every time you use your card to the Suncoast Credit Union Foundation, a 501(c) (3) nonprofit organization established to help children in the communities we serve.
Already a member? Download and fill out the Smart Checking account application, then turn it in to a local branch to open a checking account.
*Balance inquires will incur a $1 charge.
**Free use of 64 ATMs at select McDonald’s® franchises in Hillsborough, Pasco, Pinellas, and Polk counties.